@Misc{pigs,
  author =    {W3c},
  title =     {Web Payments Payment Flows},
  howpublished = {\url{https://github.com/w3c/webpayments/tree/gh-pages/PaymentFlows}},
  month =     {February},
  year =      {2016},
}




@techreport{dominguez1993,
 title = "Does Central Bank Intervention Increase the Volatility of Foreign       Exchange Rates?",
 author = "Kathryn M. Dominguez",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "4532",
 year = "1993",
 month = "November",
 doi = {10.3386/w4532},
 URL = "\url{http://www.nber.org/papers/w4532}",
}

@article{quantitytheory1997volckart,
 ISSN = {00130117, 14680289},
 URL = {http://www.jstor.org/stable/2599810},
 author = {Oliver Volckart},
 journal = {The Economic History Review},
 number = {3},
 pages = {430-449},
 publisher = {[Economic History Society, Wiley]},
 title = {Early Beginnings of the Quantity Theory of Money and Their Context in Polish and Prussian Monetary Policies, c. 1520-1550},
 volume = {50},
 year = {1997}
}

@book{pcidss,
 author = {Wright, Steve},
 title = {PCI DSS A Practical Guide to Implementing and Maintaining Compliance},
 year = {2011},
 isbn = {1849281866, 9781849281867},
 edition = {3rd},
 publisher = {It Governance Ltd},
}



@Misc{ezb2016ourmoney,
  author =    {European Central Bank},
  title =     {Our Money},
  howpublished = {\url{http://www.new-euro-banknotes.eu/}},
  year =      {2016},
}

@techreport{buiter2003deflation,
 title = "Deflation: Prevention and Cure",
 author = "Willem H. Buiter",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "9623",
 year = "2003",
 month = "April",
 doi = {10.3386/w9623},
 URL = "http://www.nber.org/papers/w9623",
}

@Article{nigeria2015exchange,
  author =       {Nnanna Philemon Azu and Alireza Nasiri},
  title =        {Exchange rate Fluctuation and Sustainable Economic growth in Nigeria: VAR Approach},
  journal =      {Journal of Econonomics and Sustainable Development},
  year =         {2015},
  volume =    {6},
  number =    {13},
  pages =     {228--238},
}

@Misc{diaspora2011,
  author =    {Josh Constine},
  title =     {After The {Regretsy} and {Diaspora} Account Freezes, We’ve Lost Confidence In {PayPal}},
  howpublished = {\url{http://techcrunch.com/2011/12/06/paypal-account-freeze/}},
  month =     {Dec},
  year =      {2011},
}

@Misc{crinkey2011rundle,
  author =    {Guy Rundle},
  title =     {The humble credit card is now a political tool},
  howpublished = {\url{http://www.crikey.com.au/2011/10/25/rundle-humble-credit-card-now-a-political\-tool-just-ask-wikileaks/}},
  month =     {Oct},
  year =      {2011},
}

@Misc{guardian2015cap,
  author =    {Rupert Jones},
  title =     {Cap on card fees could lead to lower prices for consumers},
  howpublished = {\url{http://www.theguardian.com/money/2015/jul/27/cap-on-card-fees-retailers}},
  month =     {July},
  year =      {2015},
}

@Article{rms2013democracy,
  author =       {Richard Stallman},
  title =        {How Much Surveillance can Democracy Withstand?},
  journal =      {WIRED},
  year =         {2013},
}

@Misc{ibi2014,
  author =    {ibi research},
  title =     {Digitalisierung der Gesellschaft 2014 --- Aktuelle Einsch\"atzungen und Trends},
  howpublished = {\url{http://www.ecommerce-leitfaden.de/digitalisierung-der-gesellschaft-2014.html}},
  year =      {2014},
}

@Misc{mtan,
  author =    {John E. Dunn},
  title =     {Eurograbber {SMS} Trojan steals 36 million from online banks},
  howpublished = {\url{http://www.techworld.com/news/security/eurograbber-sms-trojan-steals-36-million\-from-online-banks-3415014/}},
  month =     {Dec},
  year =      {2012},
}

@Misc{emv,
  title =     {EMVCo},
  howpublished = {\url{http://www.emvco.com/}},
  year =      {2016},
}

@Misc{kobil2016tan,
  title =     {ChipTAN/CardTAN: What you see is what you sign},
  howpublished = {\url{http://www.kobil.com/solutions/identity-access-card-readers/chiptan/}},
  year =      {2016},
}

@Misc{cors,
  author =    {A. van Kersteren},
  title =     {Cross-Origin Resource Sharing},
  howpublished = {\url{http://www.w3.org/TR/cors/}},
  month =     {January},
  year =      {2014},
}

@Misc{ehrenberg2014data,
  author =    {Billy Ehrenberg},
  title =     {How much is your personal data worth?},
  howpublished = {\url{http://www.theguardian.com/news/datablog/2014/apr/22/how-much-is-personal-data-worth}},
  month =     {April},
  year =      {2014},
}

@Misc{adblockblocks,
  author =    {Mark Sweney},
  title =     {City {AM} becomes first {UK} newspaper to ban ad blocker users},
  howpublished = {\url{http://www.theguardian.com/media/2015/oct/20/city-am-ban-ad-blocker-users}},
  month =     {October},
  year =      {2015},
}

@Misc{munichicecream,
  author =    {Timot Szent-Ivanyi},
  title =     {Wie Firmen ihre Kassen manipulieren},
  howpublished = {\url{http://www.fr-online.de/wirtschaft/steuerhinterziehung-wie-firmen-ihre-kassen\-manipulieren-,1472780,31535960.html}},
  month =     {August},
  year =      {2015},
}

@InProceedings{pets2004kuegler,
  author =       {Dennis K\"ugler},
  title =        {On the Anonymity of Banknotes},
  booktitle = {Privacy Enhancing Technologies},
  year =      {2004},
  pages =     {108--120},
  publisher = {Springer Verlag},
}

@PhdThesis{holz2014,
  author =       {Ralph Holz},
  title =        {Empirical analysis of Public Key Infrastructures and investigation of
improvements},
  school =       {TU Munich},
  year =         {2014},
}


@misc{Bankrate,
  author = {Chris Kahn},
  site = {Bankrate.com},
  title = {May 2014 Financial Security Index charts},
  year = 2014,
  url = {http://www.bankrate.com/finance/consumer-index/financial-security-charts-0514.aspx},
  urldate = {2016-02-10},
  note = {[Online; Accessed: 2016-02-10]}
}


@article{chaum1981untraceable,
  title={Untraceable electronic mail, return addresses, and digital pseudonyms},
  author={Chaum, David L},
  journal={Communications of the ACM},
  volume={24},
  number={2},
  pages={84--90},
  year={1981},
  publisher={ACM}
}