/*
This file is part of GNU Taler
(C) 2021 Taler Systems S.A.
GNU Taler is free software; you can redistribute it and/or modify it under the
terms of the GNU General Public License as published by the Free Software
Foundation; either version 3, or (at your option) any later version.
GNU Taler is distributed in the hope that it will be useful, but WITHOUT ANY
WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR
A PARTICULAR PURPOSE. See the GNU General Public License for more details.
You should have received a copy of the GNU General Public License along with
GNU Taler; see the file COPYING. If not, see
*/
/**
* Selection of coins for payments.
*
* @author Florian Dold
*/
/**
* Imports.
*/
import { AmountJson, Amounts } from "@gnu-taler/taler-util";
import { strcmp } from "./helpers";
/**
* Result of selecting coins, contains the exchange, and selected
* coins with their denomination.
*/
export interface PayCoinSelection {
/**
* Amount requested by the merchant.
*/
paymentAmount: AmountJson;
/**
* Public keys of the coins that were selected.
*/
coinPubs: string[];
/**
* Amount that each coin contributes.
*/
coinContributions: AmountJson[];
/**
* How much of the wire fees is the customer paying?
*/
customerWireFees: AmountJson;
/**
* How much of the deposit fees is the customer paying?
*/
customerDepositFees: AmountJson;
}
/**
* Structure to describe a coin that is available to be
* used in a payment.
*/
export interface AvailableCoinInfo {
/**
* Public key of the coin.
*/
coinPub: string;
/**
* Coin's denomination public key.
*/
denomPub: string;
/**
* Amount still remaining (typically the full amount,
* as coins are always refreshed after use.)
*/
availableAmount: AmountJson;
/**
* Deposit fee for the coin.
*/
feeDeposit: AmountJson;
exchangeBaseUrl: string;
}
type PreviousPayCoins = {
coinPub: string;
contribution: AmountJson;
feeDeposit: AmountJson;
exchangeBaseUrl: string;
}[];
export interface CoinCandidateSelection {
candidateCoins: AvailableCoinInfo[];
wireFeesPerExchange: Record;
}
export interface SelectPayCoinRequest {
candidates: CoinCandidateSelection;
contractTermsAmount: AmountJson;
depositFeeLimit: AmountJson;
wireFeeLimit: AmountJson;
wireFeeAmortization: number;
prevPayCoins?: PreviousPayCoins;
}
/**
* Given a list of candidate coins, select coins to spend under the merchant's
* constraints.
*
* The prevPayCoins can be specified to "repair" a coin selection
* by adding additional coins, after a broken (e.g. double-spent) coin
* has been removed from the selection.
*
* This function is only exported for the sake of unit tests.
*/
export function selectPayCoins(
req: SelectPayCoinRequest,
): PayCoinSelection | undefined {
const {
candidates,
contractTermsAmount,
depositFeeLimit,
wireFeeLimit,
wireFeeAmortization,
} = req;
if (candidates.candidateCoins.length === 0) {
return undefined;
}
const coinPubs: string[] = [];
const coinContributions: AmountJson[] = [];
const currency = contractTermsAmount.currency;
// Amount that still needs to be paid.
// May increase during the computation when fees need to be covered.
let amountPayRemaining = contractTermsAmount;
// Allowance given by the merchant towards wire fees
let amountWireFeeLimitRemaining = wireFeeLimit;
// Allowance given by the merchant towards deposit fees
// (and wire fees after wire fee limit is exhausted)
let amountDepositFeeLimitRemaining = depositFeeLimit;
let customerDepositFees = Amounts.getZero(currency);
let customerWireFees = Amounts.getZero(currency);
const wireFeeCoveredForExchange: Set = new Set();
/**
* Account for the fees of spending a coin.
*/
function tallyFees(exchangeBaseUrl: string, feeDeposit: AmountJson): void {
if (!wireFeeCoveredForExchange.has(exchangeBaseUrl)) {
const wf =
candidates.wireFeesPerExchange[exchangeBaseUrl] ??
Amounts.getZero(currency);
const wfForgiven = Amounts.min(amountWireFeeLimitRemaining, wf);
amountWireFeeLimitRemaining = Amounts.sub(
amountWireFeeLimitRemaining,
wfForgiven,
).amount;
// The remaining, amortized amount needs to be paid by the
// wallet or covered by the deposit fee allowance.
let wfRemaining = Amounts.divide(
Amounts.sub(wf, wfForgiven).amount,
wireFeeAmortization,
);
// This is the amount forgiven via the deposit fee allowance.
const wfDepositForgiven = Amounts.min(
amountDepositFeeLimitRemaining,
wfRemaining,
);
amountDepositFeeLimitRemaining = Amounts.sub(
amountDepositFeeLimitRemaining,
wfDepositForgiven,
).amount;
wfRemaining = Amounts.sub(wfRemaining, wfDepositForgiven).amount;
customerWireFees = Amounts.add(customerWireFees, wfRemaining).amount;
amountPayRemaining = Amounts.add(amountPayRemaining, wfRemaining).amount;
wireFeeCoveredForExchange.add(exchangeBaseUrl);
}
const dfForgiven = Amounts.min(feeDeposit, amountDepositFeeLimitRemaining);
amountDepositFeeLimitRemaining = Amounts.sub(
amountDepositFeeLimitRemaining,
dfForgiven,
).amount;
// How much does the user spend on deposit fees for this coin?
const dfRemaining = Amounts.sub(feeDeposit, dfForgiven).amount;
customerDepositFees = Amounts.add(customerDepositFees, dfRemaining).amount;
amountPayRemaining = Amounts.add(amountPayRemaining, dfRemaining).amount;
}
const prevPayCoins = req.prevPayCoins ?? [];
// Look at existing pay coin selection and tally up
for (const prev of prevPayCoins) {
tallyFees(prev.exchangeBaseUrl, prev.feeDeposit);
amountPayRemaining = Amounts.sub(amountPayRemaining, prev.contribution)
.amount;
coinPubs.push(prev.coinPub);
coinContributions.push(prev.contribution);
}
const prevCoinPubs = new Set(prevPayCoins.map((x) => x.coinPub));
// Sort by available amount (descending), deposit fee (ascending) and
// denomPub (ascending) if deposit fee is the same
// (to guarantee deterministic results)
const candidateCoins = [...candidates.candidateCoins].sort(
(o1, o2) =>
-Amounts.cmp(o1.availableAmount, o2.availableAmount) ||
Amounts.cmp(o1.feeDeposit, o2.feeDeposit) ||
strcmp(o1.denomPub, o2.denomPub),
);
// FIXME: Here, we should select coins in a smarter way.
// Instead of always spending the next-largest coin,
// we should try to find the smallest coin that covers the
// amount.
for (const aci of candidateCoins) {
// Don't use this coin if depositing it is more expensive than
// the amount it would give the merchant.
if (Amounts.cmp(aci.feeDeposit, aci.availableAmount) >= 0) {
continue;
}
if (Amounts.isZero(amountPayRemaining)) {
// We have spent enough!
break;
}
// The same coin can't contribute twice to the same payment,
// by a fundamental, intentional limitation of the protocol.
if (prevCoinPubs.has(aci.coinPub)) {
continue;
}
tallyFees(aci.exchangeBaseUrl, aci.feeDeposit);
const coinSpend = Amounts.min(amountPayRemaining, aci.availableAmount);
amountPayRemaining = Amounts.sub(amountPayRemaining, coinSpend).amount;
coinPubs.push(aci.coinPub);
coinContributions.push(coinSpend);
}
if (Amounts.isZero(amountPayRemaining)) {
return {
paymentAmount: contractTermsAmount,
coinContributions,
coinPubs,
customerDepositFees,
customerWireFees,
};
}
return undefined;
}