misc edits based on Neal's comments
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@ -56,7 +56,7 @@
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@article{BTC:Bahack13,
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author = {Lear Bahack},
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title = {Theoretical Bitcoin Attacks with less than Half of the Computational
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title = {Theoretical {Bitcoin} Attacks with less than Half of the Computational
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Power (draft)},
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journal = {{IACR} Cryptology ePrint Archive},
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volume = {2013},
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@ -72,7 +72,7 @@
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@inproceedings{BTC:Eclipse,
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author = {Heilman, Ethan and Kendler, Alison and Zohar, Aviv and Goldberg, Sharon},
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title = {Eclipse Attacks on Bitcoin's Peer-to-peer Network},
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title = {Eclipse Attacks on {Bitcoin's} Peer-to-peer Network},
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booktitle = {Proceedings of the 24th USENIX Conference on Security Symposium},
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series = {SEC'15},
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year = {2015},
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@ -105,7 +105,7 @@
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@misc{BTCfees,
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author = {Ofir Beigel},
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title = {What Bitcoin Exchanges Won’t Tell You About Fees},
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title = {What {Bitcoin} Exchanges Won’t Tell You About Fees},
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year = {2015},
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actual_date = {11/07/2015},
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url = {https://www.cryptocoinsnews.com/what-bitcoin-exchanges-wont-tell-you-about-fees/},
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@ -139,7 +139,7 @@
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@misc{jeffries_economists_v_btc,
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author = {Adrianne Jeffries},
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title = {Why don’t economists like Bitcoin?},
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title = {Why don’t economists like {Bitcoin}?},
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subtitle = {Paul Krugman and others can't get behind the virtual currency},
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year = {2013},
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actual_date = {31 December 2013},
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@ -162,7 +162,7 @@
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@article{BTC:demise,
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title={Virtual Currencies; Bitcoin \& What Now after Liberty Reserve, Silk Road, and Mt. Gox?},
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title={Virtual Currencies; {Bitcoin} \& What Now after {Liberty Reserve}, {Silk Road}, and {Mt. Gox}?},
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author={Trautman, Lawrence J},
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journal={Richmond Journal of Law and Technology},
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volume={20},
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@ -173,7 +173,7 @@
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@inproceedings{miers2013zerocoin,
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title={Zerocoin: Anonymous distributed e-cash from bitcoin},
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title={Zerocoin: Anonymous distributed e-cash from {Bitcoin}},
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author={Miers, Ian and Garman, Christina and Green, Matthew and Rubin, Aviel D},
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booktitle={Security and Privacy (SP), 2013 IEEE Symposium on},
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pages={397--411},
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@ -22,7 +22,7 @@
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@Misc{target,
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author = {Michael Riley and Ben Elgin and Dune Lawrence and Carol Matlack},
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title = {Missed Alarms and 40 Million Stolen Credit Card Numbers: How Target Blew It},
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title = {Missed Alarms and 40 Million Stolen Credit Card Numbers: How {Target} Blew It},
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howpublished = {\url{http://www.bloomberg.com/bw/articles/2014-03-13/target-missed-alarms-in-epic-hack-of\-credit-card-data}},
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month = {March},
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year = {2013},
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@ -80,7 +80,7 @@
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@Misc{diaspora2011,
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author = {Josh Constine},
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title = {After The Regretsy and Diaspora Account Freezes, We’ve Lost Confidence In PayPal},
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title = {After The {Regretsy} and {Diaspora} Account Freezes, We’ve Lost Confidence In {PayPal}},
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howpublished = {\url{http://techcrunch.com/2011/12/06/paypal-account-freeze/}},
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month = {Dec},
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year = {2011},
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@ -118,7 +118,7 @@
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@Misc{mtan,
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author = {John E. Dunn},
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title = {Eurograbber SMS Trojan steals 36 million from online banks},
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title = {Eurograbber {SMS} Trojan steals 36 million from online banks},
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howpublished = {\url{http://www.techworld.com/news/security/eurograbber-sms-trojan-steals-36-million\-from-online-banks-3415014/}},
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month = {Dec},
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year = {2012},
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@ -154,7 +154,7 @@
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@Misc{adblockblocks,
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author = {Mark Sweney},
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title = {City AM becomes first UK newspaper to ban ad blocker users},
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title = {City {AM} becomes first {UK} newspaper to ban ad blocker users},
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howpublished = {\url{http://www.theguardian.com/media/2015/oct/20/city-am-ban-ad-blocker-users}},
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month = {October},
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year = {2015},
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@ -1225,12 +1225,6 @@ question for the future is thus whether this data collection will be
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done on behalf of the citizens and under their control, or on behalf
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of the Reich of big data corporations.
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We encourage readers to try our prototype for Taler
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at \url{https://demo.taler.net/}, and to ponder why the billion dollar
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e-commerce industry still relies mostly on TLS for security given
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that usability, security and privacy can clearly {\em all} be improved
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simultaneously using a modern payment protocol.
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% These APIs are all RESTful in the modern sense because that greatly
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% simplify integrating Taler with web shops and browsers.
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@ -1245,6 +1239,21 @@ thank Neal Walfield for comments on an earlier draft of the paper.
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\appendix
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We encourage readers to try our prototype for Taler
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at \url{https://demo.taler.net/}, and to ponder why the billion dollar
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e-commerce industry still relies mostly on TLS for security given
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that usability, security and privacy can clearly {\em all} be improved
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simultaneously using a modern payment protocol.
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The following pages include figures with more detailed illustrations
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of various payment protocols. They are based on resources from the
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W3c Web Payments Interest Group.
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Figures~\ref{listing:presence} and~\ref{listing:contract} provide more
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detailed sample source code for how merchants might integrate their
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systems with Taler.
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\begin{figure*}
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\begin{center}
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\includegraphics[width=0.95\textwidth]{figs/cc3ds.pdf}
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