diff --git a/articles/ui/figs/Makefile b/articles/ui/figs/Makefile
new file mode 100644
index 000000000..bf5ac5261
--- /dev/null
+++ b/articles/ui/figs/Makefile
@@ -0,0 +1,15 @@
+
+plantuml = plantuml
+
+%.svg : %.pml
+	$(plantuml) -tsvg $<
+
+%.pdf : %.pml
+	$(plantuml) -tpdf $<
+
+files = taler-pay.pml taler-withdraw.pml \
+cc3ds.pml contract.pml paypal.pml \
+bitcoin.pml
+
+all : $(files:.pml=.pdf) $(files:.pml=.svg)
+
diff --git a/articles/ui/figs/cc3ds.svg b/articles/ui/figs/cc3ds.svg
index 682276c27..31b11e02f 100644
--- a/articles/ui/figs/cc3ds.svg
+++ b/articles/ui/figs/cc3ds.svg
@@ -1 +1 @@
-<?xml version="1.0" encoding="UTF-8" standalone="yes"?><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" height="1657px" style="width:2250px;height:1657px;" version="1.1" viewBox="0 0 2250 1657" width="2250px"><defs/><g><text fill="#000000" font-family="Lucida Sans" font-size="14" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="625" x="813.5" y="22.9951">Legacy Merchant Hosted Card Payment with Acquirer Supported 3DS (Current)</text><text fill="#000000" font-family="Lucida Sans" font-size="14" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="0" x="1128.5" y="39.292"/><text fill="#000000" font-family="Lucida Sans" font-size="14" font-style="italic" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="1115" x="568.5" y="55.5889">3DS is used to add confidence that the payer is who they say they are and importantly in the event of a dispute liability shift to the Issuer.</text><rect fill="#FFFFFF" height="96.3984" style="stroke: #000000; 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stroke-width: 2.0;"/><rect fill="#FEFECE" height="30.2969" style="stroke: #A80036; stroke-width: 1.5;" width="145" x="1292.5" y="113.8906"/><text fill="#000000" font-family="Lucida Sans" font-size="14" lengthAdjust="spacingAndGlyphs" textLength="131" x="1299.5" y="133.8857">Browser Form Filler</text><rect fill="#FEFECE" height="30.2969" style="stroke: #A80036; stroke-width: 1.5;" width="145" x="1292.5" y="1580.6328"/><text fill="#000000" font-family="Lucida Sans" font-size="14" lengthAdjust="spacingAndGlyphs" textLength="131" x="1299.5" y="1600.6279">Browser Form Filler</text><rect fill="#FEFECE" height="30.2969" style="stroke: #A80036; stroke-width: 1.5;" width="173" x="1447.5" y="113.8906"/><text fill="#000000" font-family="Lucida Sans" font-size="14" lengthAdjust="spacingAndGlyphs" textLength="159" x="1454.5" y="133.8857">Card Scheme Directory</text><rect fill="#FEFECE" height="30.2969" style="stroke: #A80036; stroke-width: 1.5;" width="173" x="1447.5" y="1580.6328"/><text fill="#000000" font-family="Lucida Sans" font-size="14" lengthAdjust="spacingAndGlyphs" textLength="159" x="1454.5" y="1600.6279">Card Scheme Directory</text><rect fill="#FEFECE" height="30.2969" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1263" x2="1263" y1="160.1875" y2="170.1875"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1273" x2="1263" y1="170.1875" y2="170.1875"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="41" x="975.75" y="177.2544">HTTPS</text><rect fill="#FFFFFF" height="3" style="stroke: #FFFFFF; stroke-width: 1.0;" width="2246" x="3" y="210.8867"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="210.8867" y2="210.8867"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="213.8867" y2="213.8867"/><rect fill="#FFFFFF" height="23.1328" style="stroke: #000000; stroke-width: 2.0;" width="237" x="1007.5" y="200.3203"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="218" x="1013.5" y="216.3872">Establish Payment Obligation</text><polygon fill="#A80036" points="1136.5,250.4531,1146.5,254.4531,1136.5,258.4531,1140.5,254.4531" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="2219" x2="2219" y1="333.8516" y2="343.8516"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="2229" x2="2219" y1="343.8516" y2="343.8516"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="838" x="1376" y="350.9185">fields are PAN &amp; Expiry Date with optional CVV, &amp; Address, Also Card Valid Date and Issue Number are required for some Schemes</text><line style="stroke: #000000; stroke-width: 1.0; stroke-dasharray: 2.0,2.0;" x1="1004.5" x2="2239" y1="364.9844" y2="364.9844"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1190.5" y1="387.1172" y2="387.1172"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1190.5" x2="1190.5" y1="387.1172" y2="400.1172"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1149.5" x2="1190.5" y1="400.1172" y2="400.1172"/><polygon fill="#A80036" points="1159.5,396.1172,1149.5,400.1172,1159.5,404.1172,1155.5,400.1172" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="859.5" x2="1147.5" y1="482.25" y2="482.25"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="9" x="871.5" y="477.3169">5</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="115" x="884.5" y="477.3169">Payment Initiation</text><polygon fill="#FBFB77" points="1153,463.25,1153,488.25,1840,488.25,1840,473.25,1830,463.25,1153,463.25" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1830" x2="1830" y1="463.25" y2="473.25"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1840" x2="1830" y1="473.25" y2="473.25"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="666" x="1159" y="480.3169">Custom code on merchant webpage can encrypt payload to reduce PCI burden from SAQ D to SAQ A-EP</text><rect fill="none" height="59.2656" style="stroke: #000000; stroke-width: 2.0;" width="911.5" x="722" y="500.3828"/><polygon fill="#EEEEEE" points="722,500.3828,792,500.3828,792,507.3828,782,517.3828,722,517.3828,722,500.3828" style="stroke: #000000; stroke-width: 2.0;"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="25" x="737" y="513.4497">opt</text><line style="stroke: #A80036; stroke-width: 1.0;" x1="854.5" x2="896.5" y1="538.6484" y2="538.6484"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="896.5" x2="896.5" y1="538.6484" y2="551.6484"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="855.5" x2="896.5" y1="551.6484" y2="551.6484"/><polygon fill="#A80036" points="865.5,547.6484,855.5,551.6484,865.5,555.6484,861.5,551.6484" style="stroke: #A80036; stroke-width: 1.0;"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="9" x="861.5" y="533.5825">6</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="69" x="874.5" y="533.5825">Store Card</text><polygon fill="#FBFB77" points="955,526.0156,955,551.0156,1623,551.0156,1623,536.0156,1613,526.0156,955,526.0156" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1613" x2="1613" y1="526.0156" y2="536.0156"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1623" x2="1613" y1="536.0156" y2="536.0156"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="647" x="961" y="543.0825">Merchant can store card details apart from CVV (even if encrypted) for future use (a.k.a. Card on File)</text><polygon fill="#A80036" points="526.5,583.6484,516.5,587.6484,526.5,587.6484" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="853.5" y1="587.6484" y2="587.6484"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="9" x="532.5" y="582.7153">7</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="61" x="545.5" y="582.7153">Authorise</text><rect fill="#FFFFFF" height="3" style="stroke: #FFFFFF; stroke-width: 1.0;" width="2246" x="3" y="616.3477"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="616.3477" y2="616.3477"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="619.3477" y2="619.3477"/><rect fill="#FFFFFF" height="23.1328" style="stroke: #000000; stroke-width: 2.0;" width="140" x="1056" y="605.7813"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="121" x="1062" y="621.8481">3DS part of flow</text><polygon fill="#FBFB77" points="8,643.9141,8,668.9141,1363,668.9141,1363,653.9141,1353,643.9141,8,643.9141" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1353" x2="1353" y1="643.9141" y2="653.9141"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1363" x2="1353" y1="653.9141" y2="653.9141"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="1334" x="14" y="660.981">At this point, the Merchant or Merchant's PSP can decide if it wishes to invoke 3DS. This might be based on transaction value (i.e. low value -&gt; low risk) or other factors, e.g. if the Shopper is a repeat purchaser.</text><polygon fill="#A80036" points="1522,691.0469,1532,695.0469,1522,699.0469,1526,695.0469" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="1528" y1="695.0469" y2="695.0469"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="9" x="522.5" y="690.1138">8</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="233" x="535.5" y="690.1138">BIN to URL lookup (VAReq message)</text><line style="stroke: #A80036; stroke-width: 1.0;" x1="1534" x2="1576" y1="724.3125" y2="724.3125"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1576" x2="1576" y1="724.3125" y2="737.3125"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1535" x2="1576" y1="737.3125" y2="737.3125"/><polygon fill="#A80036" points="1545,733.3125,1535,737.3125,1545,741.3125,1541,737.3125" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1866" x2="1866" y1="750.3125" y2="760.3125"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1876" x2="1866" y1="760.3125" y2="760.3125"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="111" x="1750" y="767.3794">verify URL validity</text><polygon fill="#A80036" points="1545,797.4453,1535,801.4453,1545,805.4453,1541,801.4453" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1539" x2="1738.5" y1="801.4453" y2="801.4453"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1551" y="796.5122">11</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="108" x="1573" y="796.5122">“PING” response</text><polygon fill="#A80036" points="526.5,826.5781,516.5,830.5781,526.5,834.5781,522.5,830.5781" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="520.5" x2="1533" y1="830.5781" y2="830.5781"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="532.5" y="825.645">12</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="25" x="554.5" y="825.645">URL</text><polygon fill="#A80036" points="842.5,860.7109,852.5,860.7109,842.5,864.7109" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="853.5" y1="859.7109" y2="859.7109"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="854.7778">13</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="198" x="544.5" y="854.7778">3DS redirect (PAReq message)</text><polygon fill="#A80036" points="1136.5,884.8438,1146.5,888.8438,1136.5,892.8438,1140.5,888.8438" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="854.5" x2="1142.5" y1="888.8438" y2="888.8438"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="861.5" y="883.9106">14</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="198" x="883.5" y="883.9106">3DS redirect (PAReq message)</text><polygon fill="#A80036" points="1727.5,913.9766,1737.5,917.9766,1727.5,921.9766,1731.5,917.9766" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1733.5" y1="917.9766" y2="917.9766"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1155.5" y="913.0435">15</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="72" x="1177.5" y="913.0435">3DS invoke</text><polygon fill="#A80036" points="1159.5,943.1094,1149.5,947.1094,1159.5,947.1094" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1153.5" x2="1738.5" y1="1005.375" y2="1005.375"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1165.5" y="1000.4419">18</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="1187.5" y="1000.4419">3DS response (PARes message)</text><polygon fill="#A80036" points="865.5,1030.5078,855.5,1034.5078,865.5,1038.5078,861.5,1034.5078" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="859.5" x2="1147.5" y1="1034.5078" y2="1034.5078"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="871.5" y="1029.5747">19</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="893.5" y="1029.5747">3DS response (PARes message)</text><polygon fill="#A80036" points="526.5,1059.6406,516.5,1063.6406,526.5,1063.6406" style="stroke: #A80036; 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