diff --git a/packages/taler-wallet-core/src/operations/transactions.ts b/packages/taler-wallet-core/src/operations/transactions.ts
index 5b6b5adc3..0dbbc56c1 100644
--- a/packages/taler-wallet-core/src/operations/transactions.ts
+++ b/packages/taler-wallet-core/src/operations/transactions.ts
@@ -971,16 +971,25 @@ export async function getTransactions(
         transactions.push(buildTransactionForPullPaymentDebit(pi));
       });
 
-      if (transactionsRequest?.includeRefreshes) {
-        tx.refreshGroups.iter().forEachAsync(async (rg) => {
-          if (shouldSkipCurrency(transactionsRequest, rg.currency)) {
-            return;
+      tx.refreshGroups.iter().forEachAsync(async (rg) => {
+        if (shouldSkipCurrency(transactionsRequest, rg.currency)) {
+          return;
+        }
+        let required = false;
+        const opId = RetryTags.forRefresh(rg);
+        if (transactionsRequest?.includeRefreshes) {
+          required = true;
+        } else if (rg.operationStatus !== RefreshOperationStatus.Finished) {
+          const ort = await tx.operationRetries.get(opId);
+          if (ort) {
+            required = true;
           }
-          const opId = RetryTags.forRefresh(rg);
+        }
+        if (required) {
           const ort = await tx.operationRetries.get(opId);
           transactions.push(buildTransactionForRefresh(rg, ort));
-        });
-      }
+        }
+      });
 
       tx.withdrawalGroups.iter().forEachAsync(async (wsr) => {
         if (