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+#  Digital Freedom meets Digital Payments
+NGI Forum 2025
+21 Jun 2025
+Tags: GNU Taler
+Summary: How GNU Taler will increase funding of FLOSS
+
+Özgür Kesim
+Developer, GNU Taler
+oec-taler@kesim.org
+https://taler.net/
+
+##  Thesis
+
+Anonymous {
+
+  - micropayments
+  - donations
+  - subscriptions
+
+} via GNU Taler
+will help fund Digital Freedom (FLOSS, services, etc.) significantly.
+
+##  Thesis
+
+Anonymous {
+
+  - micropayments
+  - donations
+  - subscriptions
+
+} via GNU Taler
+will help fund Digital Freedom
+
+**by an additional 1.2 Billion € by 2030**.
+
+
+## Why should that happen?
+
+## Gedankenexperiment A
+
+Let's say a new digital payment service enters the market.
+
+Same type of account based technology (credit card, wire transfer, "paypal",...)
+
+Has some sort of advantage and reaches critical mass.
+
+**How much more funding will it make possible?**
+
+Probably not much more.
+
+## Gedankenexperiment B
+
+Let's say a new digital payment service enters the market.
+
+It offers
+
+- full anonymity for buyers
+- micropayments
+
+and reaches critical mass.
+
+**How much more funding will it make possible?**
+
+Probably (much?) more.
+
+
+## Gedankenexperiment C
+
+Let's say a new digital payment service enters the market.
+
+It offers
+
+- full anonymity for buyers
+- micropayments
+- **microeffort**
+
+and reaches critical mass.
+
+**How much more funding will it make possible?**
+
+Probably much more.
+
+
+##
+<h2>Anonymous micro-{payment & effort}<br> ⇒ macro effect!</h2>
+
+
+## Macro effect
+
+Optimistic, yet reasonable estimate:
+
+After growth of x years of GNU Taler in the EU,
+
+N Mio users will on average pay
+
+y€/month on Digital Freedom (FLOSS software, services) via Taler.
+
+**⇒ `N*y*12` Million € per year.**
+
+
+
+## About GNU Taler...
+
+## Demo low friction payment via Taler...
+
+## Demo low friction integration of Taler...
+
+## What is still needed?
+
+## EU-wide availability
+
+
+
+## Existing Forms of Funding
+
+## Existing forms of funding
+
+1. Large companies
+   - via resources (engineering, sponsoring events)
+2. Goverment grants, like NGI (EU)
+3. Independent foundations (Linux Foundation,...)
+4. User donations
+    - mostly "paypal", "patreon", "github", "gofundme",...
+5. Ad revenue
+6. PlayStore, AppStore
+
+// 5. Volunteers, Students
+
+
+
+## Goverment grants
+
+Great form of funding, especially initial stages.
+
+Included: Selection Process, Coaching, Networking.
+
+Follow-up often possible
+
+‥‥ But 
+
+not a continuous income stream.
+
+depends on political will and fiscal situation
+
+
+## NGI
+
+Dedication to FLOSS
+
+Aims at increasing digital sovereignty
+
+‥‥ But also not reliable income stream.
+
+
+## Large Companies
+
+FB, G, A's, etc. provide significant resources.
+
+Funding via hired engineers, sponsoring events, compute resources.
+
+Focus on very few selected projects, core technologies
+
+ - linux kernel, compilers, kubernetes,...
+
+Often have strong control over governance of the FLOSS projects.
+
+Mixed bag: economical incentives of companies
+    do not necessarily align with other users' 
+    or developers needs.
+
+(Licensing models...)
+
+
+
+## "patreon" et al.
+
+Closed systems:  Users and Devs need to enroll.
+
+Works well (enough?), but...
+
+- no privacy
+- enrollment required
+- engagement overhead for contributors
+- incentives unclear
+
+Costs? (TODO)
+
+
+
+## Wake up calls
+
+## License matters
+
+- failed adoption due to license (f.e. plan9)
+
+
+## Funding and security
+
+- understuffed maintainance (OpenSSL, Log4j,...)
+
+- knowledge flee (GNUPG)
+
+- Part of the xz, npm,...
+
+- TODO OTHER?
+
+
+
+## Anti-patterns
+
+- gated ecosystems (play-store)
+
+- big sponsors (dependency, control, incentives)
+
+
+
+
+## Why Anonymous?
+
+Users want it.
+
+Well, _some_ users want it.
+
+In fact, given the choice, users would choose it.
+
+The option does not exists besides cash or bitcoins etc.
+
+
+
+## FLOSS
+
+Very diverse set of people, software, incentives, etc.
+
+
+
+## Funding Software vs. Funding Service
+
+
+
+
+## Micro-{payment, cost, effort} => Macro effect
+
+
+
+## Ideas for models
+
+- anonymous donations
+
+- anonymous subscriptions
+
+- anonymous feature voting
+
+
+
+##  Github sponsors
+
+> GitHub Sponsors does not charge any fees for sponsorships from personal accounts, so 100% of these sponsorships go to the sponsored developer or organization. GitHub Sponsors charges a fee of up to 6% for sponsorships from organization accounts. The 6% fee is split between the following:
+
+> - 3% credit card processing fee
+> - 3% GitHub service processing fee
+
+> Organizations can save the 3% credit card processing fee by switching to invoiced billing for sponsorships. For more information, see Paying for GitHub Sponsors by invoice.
+
+Minimum: 25$ one-time or monthly