218 lines
8.5 KiB
HTML
218 lines
8.5 KiB
HTML
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
|
||
<html>
|
||
<head>
|
||
<meta http-equiv="content-type" content="text/html; charset=utf-8"/>
|
||
<title>Our Privacy Policy</title>
|
||
<meta name="author" content="Michael Widmer"/>
|
||
<meta name="created" content="2019-12-11T15:01:00"/>
|
||
</head>
|
||
<body>
|
||
|
||
<h1>Privacy Policy</h1>
|
||
|
||
<p>
|
||
Last Updated: 11.12.2019
|
||
</p>
|
||
<p>
|
||
This
|
||
Privacy Policy describes the policies and procedures of Taler Systems
|
||
SA (“we,” “our,” or “us”) pertaining to the collection,
|
||
use, and disclosure of your information on our sites and related
|
||
mobile applications and products we offer (the “Services” or
|
||
“Taler Wallet”). This Privacy Statement applies to your personal
|
||
data when you use our Services, and does not apply to online websites
|
||
or services that we do not own or control.
|
||
</p>
|
||
|
||
<h2>OVERVIEW</h2>
|
||
|
||
<p>Your
|
||
privacy is important to us. We follow a few fundamental principles:
|
||
We don’t ask you for personally identifiable information (defined
|
||
below). That being said, your contact information, such as your phone
|
||
number, social media handle, or email address (depending on how you
|
||
contact us), may be collected when you communicate with us, for
|
||
example to report a bug or other error related to the Taler Wallet.
|
||
We don’t share your information with third parties except when
|
||
strictly required to deliver you our Services and products, or to
|
||
comply with the law. If you have any questions or concerns about this
|
||
policy, please reach out to us at privacy@taler-systems.net.
|
||
</p>
|
||
|
||
<h2>HOW YOU ACCEPT THIS POLICY</h2>
|
||
|
||
<p>By
|
||
using our Services or visiting our sites, you agree to the use,
|
||
disclosure, and procedures outlined in this Privacy Policy.
|
||
</p>
|
||
|
||
<h2>WHAT PERSONAL INFORMATION DO WE COLLECT FROM OUR USERS?</h2>
|
||
|
||
<p>The
|
||
information we collect from you falls into two categories: (i)
|
||
personally identifiable information (i.e., data that could
|
||
potentially identify you as an individual) (“Personal
|
||
Information”), and (ii) non-personally identifiable information
|
||
(i.e., information that cannot be used to identify who you are)
|
||
(“Non-Personal Information”). This Privacy Policy covers both
|
||
categories and will tell you how we might collect and use each type.
|
||
</p>
|
||
<p>We
|
||
do our best to not collect any Personal Information from Taler Wallet
|
||
users. We believe that the Taler Wallet never transmits personal
|
||
information to our services without at least clear implied consent,
|
||
and we only process and retain information with a strict business
|
||
need. That being said, when using our Services, we inherently have
|
||
to collect the following information:
|
||
</p>
|
||
<p>
|
||
<ul>
|
||
<li>Bank
|
||
account details necessary when receiving funds from you to top-up
|
||
your wallet or to transfer funds to you when you are being paid via
|
||
Taler. At the current experimental stage, only the pseudonym and
|
||
password you entered in the bank demonstrator is stored.</p>
|
||
<li>The
|
||
amounts being withdrawn or deposited, with associated unique
|
||
transaction identifiers and cryptographic signatures authorizing the
|
||
transaction. Note that for purchases, we cannot identify the buyer
|
||
from the collected data, so when you spend money, we only receive
|
||
non-personal information.</p>
|
||
<li>When
|
||
you contact us. We may collect certain information if you choose to
|
||
contact us, for example to report a bug or other error with the
|
||
Taler Wallet. This may include contact information such as your
|
||
name, email address or phone number depending on the method you
|
||
choose to contact us. </p>
|
||
</ul>
|
||
</p>
|
||
<h2>HOW WE COLLECT AND PROCESS INFORMATION</h2>
|
||
|
||
<p>We may process your information for the following reasons:</p>
|
||
<p>
|
||
<ul>
|
||
<li>to
|
||
transfer money as specified by our users (Taler transactions);</p>
|
||
<li>to
|
||
assist government entities in linking income to the underlying</p>
|
||
<li>to
|
||
support you using the Taler Wallet or to improve our Services</p>
|
||
</ul>
|
||
</p>
|
||
|
||
<h2>HOW WE SHARE AND USE THE INFORMATION WE GATHER</h2>
|
||
|
||
<p>We
|
||
may share your Personal Data or other information about you only if
|
||
you are a merchant receiving income, with your bank, to the degree
|
||
necessary to execute the payment.</p>
|
||
<p>We
|
||
retain Personal Data to transfer funds to the accounts designated by
|
||
our users. We may retain Personal Data only for as long as mandated
|
||
by law and required for the wire transfers.</p>
|
||
<p>We
|
||
primarily use the limited information we receive directly from you to
|
||
enhance the Taler Wallet. Some ways we may use your Personal
|
||
Information are to: Contact you when necessary to respond to your
|
||
comments, answer your questions, or obtain additional information on
|
||
issues related to bugs or errors with the Taler Wallet that you
|
||
reported.</p>
|
||
|
||
<h2>AGENTS OR THIRD PARTY PARTNERS</h2>
|
||
|
||
<p>We
|
||
may provide your Personal Information to our employees, contractors,
|
||
agents, service providers, and designees (“Agents”) to enable
|
||
them to perform certain services for us exclusively, including:
|
||
improvement and maintenance of our software and Services. By
|
||
accepting this Privacy Policy, as outlined above, you consent to any
|
||
such transfer.
|
||
</p>
|
||
|
||
<h2>PROTECTION OF US AND OTHERS</h2>
|
||
|
||
<p>We
|
||
reserve the right to access, read, preserve, and disclose any
|
||
information that we reasonably believe is necessary to comply with
|
||
the law or a court order.
|
||
</p>
|
||
|
||
<h2>WHAT PERSONAL INFORMATION CAN I ACCESS OR CHANGE?</h2>
|
||
|
||
<p>You
|
||
can request access to the information we have collected from you. You
|
||
can do this by contacting us at privacy@taler-systems.net. We will
|
||
make sure to provide you with a copy of the data we process about
|
||
you. To comply with your request, we may ask you to verify your
|
||
identity. We will fulfill your request by sending your copy
|
||
electronically. For any subsequent access request, we may charge you
|
||
with an administrative fee. If you believe that the information we
|
||
have collected is incorrect, you are welcome to contact us so we can
|
||
update it and keep your data accurate. Any data that is no longer
|
||
needed for purposes specified in the “How We Use the Information We
|
||
Gather” section will be deleted after ninety (90) days.
|
||
</p>
|
||
|
||
<h2>DATA RETENTION</h2>
|
||
|
||
<p>If
|
||
you uninstall the Taler Wallet mobile applications from your device,
|
||
or request that your information be deleted, we still may retain some
|
||
information that you have provided to us to maintain the Taler Wallet
|
||
or to comply with relevant laws.
|
||
</p>
|
||
|
||
<h2>DATA SECURITY</h2>
|
||
|
||
<p>We are committed to making sure your information
|
||
is protected. We employ several physical and electronic safeguards to
|
||
keep your information safe, including encrypted user passwords, two
|
||
factor verification and authentication on passwords where possible,
|
||
and securing connections with industry standard transport layer
|
||
security. You are also welcome to contact us using GnuPG encrypted
|
||
e-mail. Even with all these precautions, we cannot fully guarantee
|
||
against the access, disclosure, alteration, or deletion of data
|
||
through events, including but not limited to hardware or software
|
||
failure or unauthorized use. Any information that you provide to us
|
||
is done so entirely at your own risk.</p>
|
||
|
||
<h2>CHANGES AND UPDATES TO PRIVACY POLICY</p>
|
||
|
||
<p>We
|
||
reserve the right to update and revise this privacy policy at any
|
||
time. We occasionally review this Privacy Policy to make sure it
|
||
complies with applicable laws and conforms to changes in our
|
||
business. We may need to update this Privacy Policy, and we reserve
|
||
the right to do so at any time. If we do revise this Privacy Policy,
|
||
we will update the “Effective Date” at the bottom of this page so
|
||
that you can tell if it has changed since your last visit. As we
|
||
generally do not collect contact information and also do not track
|
||
your visits, we will not be able to notify you directly. However, the
|
||
Taler Wallet may inform you about a change in the privacy policy once
|
||
it detects that the policy has changed. Please review this Privacy
|
||
Policy regularly to ensure that you are aware of its terms. Any use
|
||
of our Services after an amendment to our Privacy Policy constitutes
|
||
your acceptance to the revised or amended agreement.
|
||
</p>
|
||
|
||
<h2>INTERNATIONAL USERS AND VISITORS</h2>
|
||
|
||
<p>Our
|
||
Services are hosted in Switzerland. If you are a user accessing the
|
||
Services from the European Union, Asia, US, or any other region with
|
||
laws or regulations governing personal data collection, use, and
|
||
disclosure that differ from Swiss laws, please be advised that
|
||
through your continued use of the Services, which is governed by
|
||
Swiss law, you are transferring your Personal Information to
|
||
Switzerland and you consent to that transfer.
|
||
</p>
|
||
|
||
<h2>QUESTIONS</h2>
|
||
<p>Please
|
||
contact us at privacy@taler-systems.net if you have questions about
|
||
our privacy practices that are not addressed in this Privacy
|
||
Statement.
|
||
</p>
|
||
</body>
|
||
</html>
|