56 lines
2.9 KiB
TeX
56 lines
2.9 KiB
TeX
\section{KYC: Withdraw} \label{sec:kyc:withdraw}
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\begin{figure}[h!]
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\begin{center}
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\begin{tikzpicture}[node distance=1cm,font=\sffamily,
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start/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm,text centered, draw=black, fill=yellow!30},
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end/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm,text centered, draw=black, fill=red!30},
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process/.style={rectangle, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=orange!30},
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failed/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=red!30},
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io/.style={trapezium, trapezium left angle=70, trapezium right angle=110, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=blue!30},
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decision/.style={diamond, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=green!30},
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arr/.style={very thick,-latex},
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every edge quotes/.style = {auto, font=\footnotesize, sloped}
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]
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\node (start) [start] {Start};
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\node (country) [decision,below=of start,text width=3cm] {Wire transfer originates from allowed country?};
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\node (amount) [decision, below=of country,text width=3cm] {Transferred less than maximum amount from origin account over last month?};
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\node (allow) [end, below=of amount] {Allow};
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\node (deny) [failed, right=of allow] {Deny};
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\draw[arr] (start) -> (country) {};
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\draw[arr] (country) -> (amount);
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\draw (country) edge["Yes"] (amount);
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\draw[arr] (country.east) -> (deny);
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\draw (country.east) edge["No"] (deny);
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\draw[arr] (amount) -> (allow);
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\draw (amount) edge["Yes"] (allow);
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\draw[arr] (amount.east) -> (deny);
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\draw (amount.east) edge["No"] (deny);
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\end{tikzpicture}
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\end{center}
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\caption{Regulatory process when withdrawing digital cash from a
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bank account.
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If the transfer is denied or the user fails to withdraw the
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funds for any other reason, the money is automatically returned
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after the bounce period (see Table~\ref{table:kyc:withdraw:settings}) to
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the originating bank account.}
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\label{fig:kyc:withdraw}
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\end{figure}
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\begin{table}[h!]
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\caption{Settings for the withdraw trigger. Note that the operation
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must satisfy all of the given rules.} \label{table:kyc:withdraw:settings}
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\begin{tabular}{l|l|r}
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{\bf Setting} & {\bf Type} & {\bf Value} \\ \hline \hline
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Allowed bank accounts & RFC 8905 RegEx & {\em CH*} \\ \hline
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SMS-Identification & Amount/month & {\em 200 CHF} \\
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Withdraw limit & Amount/month & {\em 5000 CHF} \\
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Withdraw limit & Amount/year & {\em 25000 CHF} \\
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Bounce period & Delay & 1 month \\
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\end{tabular}
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\end{table}
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The limit of 200 \CURRENCY{} results from article 48-2. Strictly limiting
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withdrawals to less than 5'000 \CURRENCY{} per month and less than 25'000
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\CURRENCY{} per year assures compliance with article 48-1c.
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