238 lines
9.8 KiB
Plaintext
238 lines
9.8 KiB
Plaintext
Privacy Policy
|
||
**************
|
||
|
||
Last Updated: 11.12.2019
|
||
|
||
This Privacy Policy describes the policies and procedures of Taler
|
||
Systems SA (“we,” “our,” or “us”) pertaining to the collection, use,
|
||
and disclosure of your information on our sites and related mobile
|
||
applications and products we offer (the “Services” or “Taler Wallet”).
|
||
This Privacy Statement applies to your personal data when you use our
|
||
Services, and does not apply to online websites or services that we do
|
||
not own or control.
|
||
|
||
|
||
Overview
|
||
========
|
||
|
||
Your privacy is important to us. We follow a few fundamental
|
||
principles: We don’t ask you for personally identifiable information
|
||
(defined below). That being said, your contact information, such as
|
||
your phone number, social media handle, or email address (depending on
|
||
how you contact us), may be collected when you communicate with us,
|
||
for example to report a bug or other error related to the Taler
|
||
Wallet. We don’t share your information with third parties except when
|
||
strictly required to deliver you our Services and products, or to
|
||
comply with the law. If you have any questions or concerns about this
|
||
policy, please reach out to us at privacy@taler-systems.net.
|
||
|
||
|
||
How you accept this policy
|
||
==========================
|
||
|
||
By using our Services or visiting our sites, you agree to the use,
|
||
disclosure, and procedures outlined in this Privacy Policy.
|
||
|
||
|
||
What personal information do we collect from our users?
|
||
=======================================================
|
||
|
||
The information we collect from you falls into two categories: (i)
|
||
personally identifiable information (i.e., data that could potentially
|
||
identify you as an individual) (“Personal Information”), and (ii) non-
|
||
personally identifiable information (i.e., information that cannot be
|
||
used to identify who you are) (“Non-Personal Information”). This
|
||
Privacy Policy covers both categories and will tell you how we might
|
||
collect and use each type.
|
||
|
||
We do our best to not collect any Personal Information from Taler
|
||
Wallet users. We believe that the Taler Wallet never transmits
|
||
personal information to our services without at least clear implied
|
||
consent, and we only process and retain information with a strict
|
||
business need. That being said, when using our Services, we inherently
|
||
have to collect the following information:
|
||
|
||
* Bank account details necessary when receiving funds from you to
|
||
top-up your wallet or to transfer funds to you when you are being
|
||
paid via Taler. At the current experimental stage, only the
|
||
pseudonym and password you entered in the bank demonstrator is
|
||
stored.
|
||
|
||
* The amounts being withdrawn or deposited, with associated unique
|
||
transaction identifiers and cryptographic signatures authorizing
|
||
the transaction. Note that for purchases, we cannot identify the
|
||
buyer from the collected data, so when you spend money, we only
|
||
receive non-personal information.
|
||
|
||
* When you contact us. We may collect certain information if you
|
||
choose to contact us, for example to report a bug or other error
|
||
with the Taler Wallet. This may include contact information such
|
||
as your name, email address or phone number depending on the
|
||
method you choose to contact us.
|
||
|
||
|
||
How we collect and process information
|
||
======================================
|
||
|
||
We may process your information for the following reasons:
|
||
|
||
* to transfer money as specified by our users (Taler transactions);
|
||
|
||
* to assist government entities in linking income to the underlying
|
||
contract as required by law and local regulations
|
||
|
||
* to support you using the Taler Wallet or to improve our Services
|
||
|
||
|
||
How we share and use the information we gather
|
||
==============================================
|
||
|
||
We may share your Personal Data or other information about you only if
|
||
you are a merchant receiving income, with your bank, to the degree
|
||
necessary to execute the payment.
|
||
|
||
We retain Personal Data to transfer funds to the accounts designated
|
||
by our users. We may retain Personal Data only for as long as mandated
|
||
by law and required for the wire transfers.
|
||
|
||
We primarily use the limited information we receive directly from you
|
||
to enhance the Taler Wallet. Some ways we may use your Personal
|
||
Information are to: Contact you when necessary to respond to your
|
||
comments, answer your questions, or obtain additional information on
|
||
issues related to bugs or errors with the Taler Wallet that you
|
||
reported.
|
||
|
||
|
||
Agents or third party partners
|
||
==============================
|
||
|
||
We may provide your Personal Information to our employees,
|
||
contractors, agents, service providers, and designees (“Agents”) to
|
||
enable them to perform certain services for us exclusively, including:
|
||
improvement and maintenance of our software and Services.
|
||
|
||
|
||
Protection of us and others
|
||
===========================
|
||
|
||
We reserve the right to access, read, preserve, and disclose any
|
||
information that we reasonably believe is necessary to comply with the
|
||
law or a court order.
|
||
|
||
|
||
What personal information can I access or change?
|
||
=================================================
|
||
|
||
You can request access to the information we have collected from you.
|
||
You can do this by contacting us at privacy@taler-systems.net. We will
|
||
make sure to provide you with a copy of the data we process about you.
|
||
To comply with your request, we may ask you to verify your identity.
|
||
We will fulfill your request by sending your copy electronically. For
|
||
any subsequent access request, we may charge you with an
|
||
administrative fee. If you believe that the information we have
|
||
collected is incorrect, you are welcome to contact us so we can update
|
||
it and keep your data accurate. Any data that is no longer needed for
|
||
purposes specified in the “How We Use the Information We Gather”
|
||
section will be deleted after ninety (90) days.
|
||
|
||
|
||
What are your data protection rights?
|
||
=====================================
|
||
|
||
Anastasis would like to make sure you are fully aware of all of your
|
||
data protection rights. Every user is entitled to the following:
|
||
|
||
**The right to access**: You have the right to request Anastasis for
|
||
copies of your personal data. We may charge you a small fee for
|
||
this service.
|
||
|
||
**The right to rectification**: You have the right to request that
|
||
Anastasis correct any information you believe is inaccurate. You also
|
||
have the right to request Anastasis to complete information you
|
||
believe is incomplete. The right to erasure - You have the right to
|
||
request that Anastasis erase your personal data, under certain
|
||
conditions.
|
||
|
||
**The right to restrict processing**: You have the right to request
|
||
that Anastasis restrict the processing of your personal data, under
|
||
certain conditions.
|
||
|
||
**The right to object to processing**: You have the right to object to
|
||
Anastasis's processing of your personal data, under certain
|
||
conditions.
|
||
|
||
**The right to data portability**: You have the right to request that
|
||
Anastasis transfer the data that we have collected to another
|
||
organization, or directly to you, under certain conditions.
|
||
|
||
If you make a request, we have one month to respond to you. If you
|
||
would like to exercise any of these rights, please contact us at our
|
||
email: privacy@taler-systems.com
|
||
|
||
You can always contact your local data protection authority to enforce
|
||
your rights.
|
||
|
||
|
||
Data retention
|
||
==============
|
||
|
||
If you uninstall the Taler Wallet mobile applications from your
|
||
device, or request that your information be deleted, we still may
|
||
retain some information that you have provided to us to maintain the
|
||
Taler Wallet or to comply with relevant laws.
|
||
|
||
|
||
Data security
|
||
=============
|
||
|
||
We are committed to making sure your information is protected. We
|
||
employ several physical and electronic safeguards to keep your
|
||
information safe, including encrypted user passwords, two factor
|
||
verification and authentication on passwords where possible, and
|
||
securing connections with industry standard transport layer security.
|
||
You are also welcome to contact us using GnuPG encrypted e-mail. Even
|
||
with all these precautions, we cannot fully guarantee against the
|
||
access, disclosure, alteration, or deletion of data through events,
|
||
including but not limited to hardware or software failure or
|
||
unauthorized use. Any information that you provide to us is done so
|
||
entirely at your own risk.
|
||
|
||
|
||
Changes and updates to privacy policy
|
||
=====================================
|
||
|
||
We reserve the right to update and revise this privacy policy at any
|
||
time. We occasionally review this Privacy Policy to make sure it
|
||
complies with applicable laws and conforms to changes in our business.
|
||
We may need to update this Privacy Policy, and we reserve the right to
|
||
do so at any time. If we do revise this Privacy Policy, we will update
|
||
the “Effective Date” at the bottom of this page so that you can tell
|
||
if it has changed since your last visit. As we generally do not
|
||
collect contact information and also do not track your visits, we will
|
||
not be able to notify you directly. However, the Taler Wallet may
|
||
inform you about a change in the privacy policy once it detects that
|
||
the policy has changed. Please review this Privacy Policy regularly to
|
||
ensure that you are aware of its terms. Any use of our Services after
|
||
an amendment to our Privacy Policy constitutes your acceptance to the
|
||
revised or amended agreement.
|
||
|
||
|
||
International users and visitors
|
||
================================
|
||
|
||
Our Services are hosted in Switzerland. If you are a user accessing
|
||
the Services from the European Union, Asia, US, or any other region
|
||
with laws or regulations governing personal data collection, use, and
|
||
disclosure that differ from Swiss laws, please be advised that through
|
||
your continued use of the Services, which is governed by Swiss law,
|
||
you are transferring your Personal Information to Switzerland and you
|
||
consent to that transfer.
|
||
|
||
|
||
Questions
|
||
=========
|
||
|
||
Please contact us at privacy@taler-systems.net if you have questions
|
||
about our privacy practices that are not addressed in this Privacy
|
||
Statement.
|