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contrib/tos/bfh.rst
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Terms Of Service
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================
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Last Updated: 09.06.2022
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Welcome! The ICE research center of the Bern University of Applied Sciences
|
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in Switzerland (“we,” “our,” or “us”) provides an experimental payment service
|
||||
through our Internet presence (collectively the “Services”). Before using our
|
||||
Services, please read the Terms of Service (the “Terms” or the “Agreement”)
|
||||
carefully.
|
||||
|
||||
This is research
|
||||
----------------
|
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This is a research experiment. Any funds wired to our Bitcoin address are
|
||||
considered a donation to our research group. We may use them to enable
|
||||
payments following the GNU Taler protocol, or simply keep them at our
|
||||
discretion. The service is experimental and may also be discontinued at
|
||||
any time, in which case all remaining funds will definitively be kept by
|
||||
the research group.
|
||||
|
||||
|
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Overview
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--------
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This section provides a brief summary of the highlights of this
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Agreement. Please note that when you accept this Agreement, you are accepting
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||||
all of the terms and conditions and not just this section. We and possibly
|
||||
other third parties provide Internet services which interact with the Taler
|
||||
Wallet’s self-hosted personal payment application. When using the Taler Wallet
|
||||
to interact with our Services, you are agreeing to our Terms, so please read
|
||||
carefully.
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||||
|
||||
Highlights:
|
||||
~~~~~~~~~~~
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||||
|
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• You are responsible for keeping the data in your Taler Wallet at all times
|
||||
under your control. Any losses arising from you not being in control of
|
||||
your private information are your problem.
|
||||
• We may transfer funds we receive from our users to any legal
|
||||
recipient to the best of our ability within the limitations of the law and
|
||||
our implementation. However, the Services offered today are highly
|
||||
experimental and the set of recipients of funds is severely restricted.
|
||||
Again, we stress this is a research experiment and technically all funds
|
||||
held by the exchange are owned by the research group of the university.
|
||||
• For our Services, we may charge transaction fees. The specific fee structure
|
||||
is provided based on the Taler protocol and should be shown to you when you
|
||||
withdraw electronic coins using a Taler Wallet. You agree and understand
|
||||
that the Taler protocol allows for the fee structure to change.
|
||||
• You agree to not intentionally overwhelm our systems with requests and
|
||||
follow responsible disclosure if you find security issues in our services.
|
||||
• We cannot be held accountable for our Services not being available due to
|
||||
any circumstances. If we modify or terminate our services,
|
||||
we may give you the opportunity to recover your funds. However,
|
||||
given the experimental state of the Services today, this may not be
|
||||
possible. You are strongly advised to limit your use of the Service
|
||||
to small-scale experiments expecting total loss of all funds.
|
||||
|
||||
These terms outline approved uses of our Services. The Services and these
|
||||
Terms are still at an experimental stage. If you have any questions or
|
||||
comments related to this Agreement, please send us a message to
|
||||
ice@bfh.ch. If you do not agree to this Agreement, you must not
|
||||
use our Services.
|
||||
|
||||
How you accept this policy
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||||
--------------------------
|
||||
|
||||
By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
|
||||
have read, understood, and agreed to these Terms. We reserve the right to
|
||||
change these Terms at any time. If you disagree with the change, we may in the
|
||||
future offer you with an easy option to recover your unspent funds. However,
|
||||
in the current experimental period you acknowledge that this feature is not
|
||||
yet available, resulting in your funds being lost unless you accept the new
|
||||
Terms. If you continue to use our Services other than to recover your unspent
|
||||
funds, your continued use of our Services following any such change will
|
||||
signify your acceptance to be bound by the then current Terms. Please check
|
||||
the effective date above to determine if there have been any changes since you
|
||||
have last reviewed these Terms.
|
||||
|
||||
Services
|
||||
--------
|
||||
|
||||
We will try to transfer funds that we receive from users to any legal
|
||||
recipient to the best of our ability and within the limitations of the
|
||||
law. However, the Services offered today are highly experimental and the set
|
||||
of recipients of funds is severely restricted. The Taler Wallet can be loaded
|
||||
by exchanging fiat or cryptocurrencies against electronic coins. We are
|
||||
providing this exchange service. Once your Taler Wallet is loaded with
|
||||
electronic coins they can be spent for purchases if the seller is accepting
|
||||
Taler as a means of payment. We are not guaranteeing that any seller is
|
||||
accepting Taler at all or a particular seller. The seller or recipient of
|
||||
deposits of electronic coins must specify the target account, as per the
|
||||
design of the Taler protocol. They are responsible for following the protocol
|
||||
and specifying the correct bank account, and are solely liable for any losses
|
||||
that may arise from specifying the wrong account. We may allow the government
|
||||
to link wire transfers to the underlying contract hash. It is the
|
||||
responsibility of recipients to preserve the full contracts and to pay
|
||||
whatever taxes and charges may be applicable. Technical issues may lead to
|
||||
situations where we are unable to make transfers at all or lead to incorrect
|
||||
transfers that cannot be reversed. We may refuse to execute transfers if the
|
||||
transfers are prohibited by a competent legal authority and we are ordered to
|
||||
do so.
|
||||
|
||||
When using our Services, you agree to not take any action that intentionally
|
||||
imposes an unreasonable load on our infrastructure. If you find security
|
||||
problems in our Services, you agree to first report them to
|
||||
security@taler-systems.com and grant us the right to publish your report. We
|
||||
warrant that we will ourselves publicly disclose any issues reported within 3
|
||||
months, and that we will not prosecute anyone reporting security issues if
|
||||
they did not exploit the issue beyond a proof-of-concept, and followed the
|
||||
above responsible disclosure practice.
|
||||
|
||||
|
||||
Fees
|
||||
----
|
||||
|
||||
You agree to pay the fees for exchanges and withdrawals completed via the
|
||||
Taler Wallet ("Fees") as defined by us, which we may change from time to
|
||||
time. With the exception of wire transfer fees, Taler transaction fees are set
|
||||
for any electronic coin at the time of withdrawal and fixed throughout the
|
||||
validity period of the respective electronic coin. Your wallet should obtain
|
||||
and display applicable fees when withdrawing funds. Fees for coins obtained as
|
||||
change may differ from the fees applicable to the original coin. Wire transfer
|
||||
fees that are independent from electronic coins may change annually. You
|
||||
authorize us to charge or deduct applicable fees owed in connection with
|
||||
deposits, exchanges and withdrawals following the rules of the Taler protocol.
|
||||
We reserve the right to provide different types of rewards to users either in
|
||||
the form of discount for our Services or in any other form at our discretion
|
||||
and without prior notice to you.
|
||||
|
||||
Eligibility and Financial self-responsibility
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||||
---------------------------------------------
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||||
|
||||
To be eligible to use our Services, you must be able to form legally binding
|
||||
contracts or have the permission of your legal guardian. By using our
|
||||
Services, you represent and warrant that you meet all eligibility requirements
|
||||
that we outline in these Terms.
|
||||
|
||||
You will be responsible for maintaining the availability, integrity and
|
||||
confidentiality of the data stored in your wallet. When you setup a Taler
|
||||
Wallet, you are strongly advised to follow the precautionary measures offered
|
||||
by the software to minimize the chances to losse access to or control over
|
||||
your Wallet data. We will not be liable for any loss or damage arising from
|
||||
your failure to comply with this paragraph.
|
||||
|
||||
Copyrights and trademarks
|
||||
-------------------------
|
||||
|
||||
The Taler Wallet is released under the terms of the GNU General Public License
|
||||
(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
|
||||
modified or unmodified form. However, the GPL is a strong copyleft license,
|
||||
which means that any derivative works must be distributed under the same
|
||||
license terms as the original software. If you have any questions, you should
|
||||
review the GNU GPL’s full terms and conditions at
|
||||
https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” itself is a trademark
|
||||
of Taler Systems SA. You are welcome to use the name in relation to processing
|
||||
payments using the Taler protocol, assuming your use is compatible with an
|
||||
official release from the GNU Project that is not older than two years.
|
||||
|
||||
|
||||
Limitation of liability & disclaimer of warranties
|
||||
--------------------------------------------------
|
||||
|
||||
You understand and agree that we have no control over, and no duty to take any
|
||||
action regarding: Failures, disruptions, errors, or delays in processing that
|
||||
you may experience while using our Services; The risk of failure of hardware,
|
||||
software, and Internet connections; The risk of malicious software being
|
||||
introduced or found in the software underlying the Taler Wallet; The risk that
|
||||
third parties may obtain unauthorized access to information stored within your
|
||||
Taler Wallet, including, but not limited to your Taler Wallet coins or backup
|
||||
encryption keys. You release us from all liability related to any losses,
|
||||
damages, or claims arising from:
|
||||
|
||||
(a) user error such as forgotten passwords, incorrectly constructed
|
||||
transactions;
|
||||
(b) server failure or data loss;
|
||||
(c) unauthorized access to the Taler Wallet application;
|
||||
(d) bugs or other errors in the Taler Wallet software; and
|
||||
(e) any unauthorized third party activities, including, but not limited to,
|
||||
the use of viruses, phishing, brute forcing, or other means of attack
|
||||
against the Taler Wallet. We make no representations concerning any
|
||||
Third Party Content contained in or accessed through our Services.
|
||||
|
||||
Any other terms, conditions, warranties, or representations associated with
|
||||
such content, are solely between you and such organizations and/or
|
||||
individuals.
|
||||
|
||||
To the fullest extent permitted by applicable law, in no event will we or any
|
||||
of our officers, directors, representatives, agents, servants, counsel,
|
||||
employees, consultants, lawyers, and other personnel authorized to act,
|
||||
acting, or purporting to act on our behalf (collectively the “Taler Parties”)
|
||||
be liable to you under contract, tort, strict liability, negligence, or any
|
||||
other legal or equitable theory, for:
|
||||
|
||||
(a) any lost profits, data loss, cost of procurement of substitute goods or
|
||||
services, or direct, indirect, incidental, special, punitive, compensatory,
|
||||
or consequential damages of any kind whatsoever resulting from:
|
||||
|
||||
(i) your use of, or conduct in connection with, our services;
|
||||
(ii) any unauthorized use of your wallet and/or private key due to your
|
||||
failure to maintain the confidentiality of your wallet;
|
||||
(iii) any interruption or cessation of transmission to or from the services; or
|
||||
(iv) any bugs, viruses, trojan horses, or the like that are found in the Taler
|
||||
Wallet software or that may be transmitted to or through our services by
|
||||
any third party (regardless of the source of origination), or
|
||||
|
||||
(b) any direct damages.
|
||||
|
||||
These limitations apply regardless of legal theory, whether based on tort,
|
||||
strict liability, breach of contract, breach of warranty, or any other legal
|
||||
theory, and whether or not we were advised of the possibility of such
|
||||
damages. Some jurisdictions do not allow the exclusion or limitation of
|
||||
liability for consequential or incidental damages, so the above limitation may
|
||||
not apply to you.
|
||||
|
||||
Our services are provided "as is" and without warranty of any kind. To the
|
||||
maximum extent permitted by law, we disclaim all representations and
|
||||
warranties, express or implied, relating to the services and underlying
|
||||
software or any content on the services, whether provided or owned by us or by
|
||||
any third party, including without limitation, warranties of merchantability,
|
||||
fitness for a particular purpose, title, non-infringement, freedom from
|
||||
computer virus, and any implied warranties arising from course of dealing,
|
||||
course of performance, or usage in trade, all of which are expressly
|
||||
disclaimed. In addition, we do not represent or warrant that the content
|
||||
accessible via the services is accurate, complete, available, current, free of
|
||||
viruses or other harmful components, or that the results of using the services
|
||||
will meet your requirements. Some states do not allow the disclaimer of
|
||||
implied warranties, so the foregoing disclaimers may not apply to you. This
|
||||
paragraph gives you specific legal rights and you may also have other legal
|
||||
rights that vary from state to state.
|
||||
|
||||
Indemnity and Time limitation on claims and Termination
|
||||
-------------------------------------------------------
|
||||
|
||||
To the extent permitted by applicable law, you agree to defend, indemnify, and
|
||||
hold harmless the Taler Parties from and against any and all claims, damages,
|
||||
obligations, losses, liabilities, costs or debt, and expenses (including, but
|
||||
not limited to, attorney’s fees) arising from: (a) your use of and access to
|
||||
the Services; (b) any feedback or submissions you provide to us concerning the
|
||||
Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
|
||||
violation of any law, rule, or regulation, or the rights of any third party.
|
||||
|
||||
You agree that any claim you may have arising out of or related to your
|
||||
relationship with us must be filed within one year after such claim arises,
|
||||
otherwise, your claim in permanently barred.
|
||||
|
||||
In the event of termination concerning your use of our Services, your
|
||||
obligations under this Agreement will still continue.
|
||||
|
||||
|
||||
Discontinuance of services and Force majeure
|
||||
--------------------------------------------
|
||||
|
||||
We may, in our sole discretion and without cost to you, with or without prior
|
||||
notice, and at any time, modify or discontinue, temporarily or permanently,
|
||||
any portion of our Services. We will use the Taler protocol’s provisions to
|
||||
notify Wallets if our Services are to be discontinued. It is your
|
||||
responsibility to ensure that the Taler Wallet is online at least once every
|
||||
three months to observe these notifications. We shall not be held responsible
|
||||
or liable for any loss of funds in the event that we discontinue or depreciate
|
||||
the Services and your Taler Wallet fails to transfer out the coins within a
|
||||
three months notification period.
|
||||
|
||||
We shall not be held liable for any delays, failure in performance, or
|
||||
interruptions of service which result directly or indirectly from any cause or
|
||||
condition beyond our reasonable control, including but not limited to: any
|
||||
delay or failure due to any act of God, act of civil or military authorities,
|
||||
act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
|
||||
interruption in telecommunications or Internet services or network provider
|
||||
services, failure of equipment and/or software, other catastrophe, or any
|
||||
other occurrence which is beyond our reasonable control and shall not affect
|
||||
the validity and enforceability of any remaining provisions.
|
||||
|
||||
|
||||
Governing law, Waivers, Severability and Assignment
|
||||
---------------------------------------------------
|
||||
|
||||
No matter where you’re located, the laws of Switzerland will govern these
|
||||
Terms. If any provisions of these Terms are inconsistent with any applicable
|
||||
law, those provisions will be superseded or modified only to the extent such
|
||||
provisions are inconsistent. The parties agree to submit to the ordinary
|
||||
courts in Bern, Switzerland for exclusive jurisdiction of any dispute
|
||||
arising out of or related to your use of the Services or your breach of these
|
||||
Terms.
|
||||
|
||||
Our failure to exercise or delay in exercising any right, power, or privilege
|
||||
under this Agreement shall not operate as a waiver; nor shall any single or
|
||||
partial exercise of any right, power, or privilege preclude any other or
|
||||
further exercise thereof.
|
||||
|
||||
You agree that we may assign any of our rights and/or transfer, sub-contract,
|
||||
or delegate any of our obligations under these Terms.
|
||||
|
||||
If it turns out that any part of this Agreement is invalid, void, or for any
|
||||
reason unenforceable, that term will be deemed severable and limited or
|
||||
eliminated to the minimum extent necessary.
|
||||
|
||||
This Agreement sets forth the entire understanding and agreement as to the
|
||||
subject matter hereof and supersedes any and all prior discussions,
|
||||
agreements, and understandings of any kind (including, without limitation, any
|
||||
prior versions of this Agreement) and every nature between us. Except as
|
||||
provided for above, any modification to this Agreement must be in writing and
|
||||
must be signed by both parties.
|
||||
|
||||
|
||||
Questions or comments
|
||||
---------------------
|
||||
|
||||
We welcome comments, questions, concerns, or suggestions. Please send us a
|
||||
message on our contact page at legal@taler-systems.com.
|
Binary file not shown.
@ -20,11 +20,21 @@
|
||||
|
||||
<div class="section" id="terms-of-service">
|
||||
<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" title="Permalink to this headline">¶</a></h1>
|
||||
<p>Last Updated: 12.4.2019</p>
|
||||
<p>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
|
||||
<p>Last Updated: 09.06.2022</p>
|
||||
<p>Welcome! The ICE research center of the Bern University of Applied Sciences
|
||||
in Switzerland (“we,” “our,” or “us”) provides an experimental payment service
|
||||
through our Internet presence (collectively the “Services”). Before using our
|
||||
Services, please read the Terms of Service (the “Terms” or the “Agreement”)
|
||||
carefully.</p>
|
||||
<div class="section" id="this-is-research">
|
||||
<h2>This is research<a class="headerlink" href="#this-is-research" title="Permalink to this headline">¶</a></h2>
|
||||
<p>This is a research experiment. Any funds wired to our Bitcoin address are
|
||||
considered a donation to our research group. We may use them to enable
|
||||
payments following the GNU Taler protocol, or simply keep them at our
|
||||
discretion. The service is experimental and may also be discontinued at
|
||||
any time, in which case all remaining funds will definitively be kept by
|
||||
the research group.</p>
|
||||
</div>
|
||||
<div class="section" id="overview">
|
||||
<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this headline">¶</a></h2>
|
||||
<p>This section provides a brief summary of the highlights of this
|
||||
@ -41,10 +51,12 @@ carefully.</p>
|
||||
<li><p>You are responsible for keeping the data in your Taler Wallet at all times
|
||||
under your control. Any losses arising from you not being in control of
|
||||
your private information are your problem.</p></li>
|
||||
<li><p>We will try to transfer funds we hold in escrow for our users to any legal
|
||||
<li><p>We may transfer funds we receive from our users to any legal
|
||||
recipient to the best of our ability within the limitations of the law and
|
||||
our implementation. However, the Services offered today are highly
|
||||
experimental and the set of recipients of funds is severely restricted.</p></li>
|
||||
experimental and the set of recipients of funds is severely restricted.
|
||||
Again, we stress this is a research experiment and technically all funds
|
||||
held by the exchange are owned by the research group of the university.</p></li>
|
||||
<li><p>For our Services, we may charge transaction fees. The specific fee structure
|
||||
is provided based on the Taler protocol and should be shown to you when you
|
||||
withdraw electronic coins using a Taler Wallet. You agree and understand
|
||||
@ -52,8 +64,8 @@ that the Taler protocol allows for the fee structure to change.</p></li>
|
||||
<li><p>You agree to not intentionally overwhelm our systems with requests and
|
||||
follow responsible disclosure if you find security issues in our services.</p></li>
|
||||
<li><p>We cannot be held accountable for our Services not being available due to
|
||||
circumstances beyond our control. If we modify or terminate our services,
|
||||
we will try to give you the opportunity to recover your funds. However,
|
||||
any circumstances. If we modify or terminate our services,
|
||||
we may give you the opportunity to recover your funds. However,
|
||||
given the experimental state of the Services today, this may not be
|
||||
possible. You are strongly advised to limit your use of the Service
|
||||
to small-scale experiments expecting total loss of all funds.</p></li>
|
||||
@ -62,7 +74,7 @@ to small-scale experiments expecting total loss of all funds.</p></li>
|
||||
<p>These terms outline approved uses of our Services. The Services and these
|
||||
Terms are still at an experimental stage. If you have any questions or
|
||||
comments related to this Agreement, please send us a message to
|
||||
<a class="reference external" href="mailto:legal%40taler-systems.com">legal<span>@</span>taler-systems<span>.</span>com</a>. If you do not agree to this Agreement, you must not
|
||||
<a class="reference external" href="mailto:ice%40bfh.ch">ice<span>@</span>bfh<span>.</span>ch</a>. If you do not agree to this Agreement, you must not
|
||||
use our Services.</p>
|
||||
</div>
|
||||
</div>
|
||||
@ -82,26 +94,26 @@ have last reviewed these Terms.</p>
|
||||
</div>
|
||||
<div class="section" id="services">
|
||||
<h2>Services<a class="headerlink" href="#services" title="Permalink to this headline">¶</a></h2>
|
||||
<p>We will try to transfer funds that we hold in escrow for our users to any
|
||||
legal recipient to the best of our ability and within the limitations of the
|
||||
law and our implementation. However, the Services offered today are highly
|
||||
experimental and the set of recipients of funds is severely restricted. The
|
||||
Taler Wallet can be loaded by exchanging fiat currencies against electronic
|
||||
coins. We are providing this exchange service. Once your Taler Wallet is
|
||||
loaded with electronic coins they can be spent for purchases if the seller is
|
||||
accepting Taler as a means of payment. We are not guaranteeing that any seller
|
||||
is accepting Taler at all or a particular seller. The seller or recipient of
|
||||
<p>We will try to transfer funds that we receive from users to any legal
|
||||
recipient to the best of our ability and within the limitations of the
|
||||
law. However, the Services offered today are highly experimental and the set
|
||||
of recipients of funds is severely restricted. The Taler Wallet can be loaded
|
||||
by exchanging fiat or cryptocurrencies against electronic coins. We are
|
||||
providing this exchange service. Once your Taler Wallet is loaded with
|
||||
electronic coins they can be spent for purchases if the seller is accepting
|
||||
Taler as a means of payment. We are not guaranteeing that any seller is
|
||||
accepting Taler at all or a particular seller. The seller or recipient of
|
||||
deposits of electronic coins must specify the target account, as per the
|
||||
design of the Taler protocol. They are responsible for following the protocol
|
||||
and specifying the correct bank account, and are solely liable for any losses
|
||||
that may arise from specifying the wrong account. We will allow the government
|
||||
that may arise from specifying the wrong account. We may allow the government
|
||||
to link wire transfers to the underlying contract hash. It is the
|
||||
responsibility of recipients to preserve the full contracts and to pay
|
||||
whatever taxes and charges may be applicable. Technical issues may lead to
|
||||
situations where we are unable to make transfers at all or lead to incorrect
|
||||
transfers that cannot be reversed. We will only refuse to execute transfers if
|
||||
the transfers are prohibited by a competent legal authority and we are ordered
|
||||
to do so.</p>
|
||||
transfers that cannot be reversed. We may refuse to execute transfers if the
|
||||
transfers are prohibited by a competent legal authority and we are ordered to
|
||||
do so.</p>
|
||||
<p>When using our Services, you agree to not take any action that intentionally
|
||||
imposes an unreasonable load on our infrastructure. If you find security
|
||||
problems in our Services, you agree to first report them to
|
||||
@ -267,7 +279,7 @@ the validity and enforceability of any remaining provisions.</p>
|
||||
Terms. If any provisions of these Terms are inconsistent with any applicable
|
||||
law, those provisions will be superseded or modified only to the extent such
|
||||
provisions are inconsistent. The parties agree to submit to the ordinary
|
||||
courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
|
||||
courts in Bern, Switzerland for exclusive jurisdiction of any dispute
|
||||
arising out of or related to your use of the Services or your breach of these
|
||||
Terms.</p>
|
||||
<p>Our failure to exercise or delay in exercising any right, power, or privilege
|
||||
|
Binary file not shown.
@ -1,12 +1,24 @@
|
||||
Terms Of Service
|
||||
****************
|
||||
|
||||
Last Updated: 12.4.2019
|
||||
Last Updated: 09.06.2022
|
||||
|
||||
Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment
|
||||
service through our Internet presence (collectively the “Services”).
|
||||
Before using our Services, please read the Terms of Service (the
|
||||
“Terms” or the “Agreement”) carefully.
|
||||
Welcome! The ICE research center of the Bern University of Applied
|
||||
Sciences in Switzerland (“we,” “our,” or “us”) provides an
|
||||
experimental payment service through our Internet presence
|
||||
(collectively the “Services”). Before using our Services, please read
|
||||
the Terms of Service (the “Terms” or the “Agreement”) carefully.
|
||||
|
||||
|
||||
This is research
|
||||
================
|
||||
|
||||
This is a research experiment. Any funds wired to our Bitcoin address
|
||||
are considered a donation to our research group. We may use them to
|
||||
enable payments following the GNU Taler protocol, or simply keep them
|
||||
at our discretion. The service is experimental and may also be
|
||||
discontinued at any time, in which case all remaining funds will
|
||||
definitively be kept by the research group.
|
||||
|
||||
|
||||
Overview
|
||||
@ -28,11 +40,13 @@ Highlights:
|
||||
all times under your control. Any losses arising from you not
|
||||
being in control of your private information are your problem.
|
||||
|
||||
* We will try to transfer funds we hold in escrow for our users to
|
||||
any legal recipient to the best of our ability within the
|
||||
limitations of the law and our implementation. However, the
|
||||
Services offered today are highly experimental and the set of
|
||||
recipients of funds is severely restricted.
|
||||
* We may transfer funds we receive from our users to any legal
|
||||
recipient to the best of our ability within the limitations of
|
||||
the law and our implementation. However, the Services offered
|
||||
today are highly experimental and the set of recipients of funds
|
||||
is severely restricted. Again, we stress this is a research
|
||||
experiment and technically all funds held by the exchange are
|
||||
owned by the research group of the university.
|
||||
|
||||
* For our Services, we may charge transaction fees. The specific
|
||||
fee structure is provided based on the Taler protocol and should
|
||||
@ -45,19 +59,18 @@ Highlights:
|
||||
issues in our services.
|
||||
|
||||
* We cannot be held accountable for our Services not being
|
||||
available due to circumstances beyond our control. If we modify
|
||||
or terminate our services, we will try to give you the
|
||||
opportunity to recover your funds. However, given the
|
||||
experimental state of the Services today, this may not be
|
||||
possible. You are strongly advised to limit your use of the
|
||||
Service to small-scale experiments expecting total loss of all
|
||||
funds.
|
||||
available due to any circumstances. If we modify or terminate our
|
||||
services, we may give you the opportunity to recover your funds.
|
||||
However, given the experimental state of the Services today, this
|
||||
may not be possible. You are strongly advised to limit your use
|
||||
of the Service to small-scale experiments expecting total loss of
|
||||
all funds.
|
||||
|
||||
These terms outline approved uses of our Services. The Services and
|
||||
these Terms are still at an experimental stage. If you have any
|
||||
questions or comments related to this Agreement, please send us a
|
||||
message to legal@taler-systems.com. If you do not agree to this
|
||||
Agreement, you must not use our Services.
|
||||
message to ice@bfh.ch. If you do not agree to this Agreement, you must
|
||||
not use our Services.
|
||||
|
||||
|
||||
How you accept this policy
|
||||
@ -80,26 +93,25 @@ since you have last reviewed these Terms.
|
||||
Services
|
||||
========
|
||||
|
||||
We will try to transfer funds that we hold in escrow for our users to
|
||||
any legal recipient to the best of our ability and within the
|
||||
limitations of the law and our implementation. However, the Services
|
||||
offered today are highly experimental and the set of recipients of
|
||||
funds is severely restricted. The Taler Wallet can be loaded by
|
||||
exchanging fiat currencies against electronic coins. We are providing
|
||||
this exchange service. Once your Taler Wallet is loaded with
|
||||
electronic coins they can be spent for purchases if the seller is
|
||||
accepting Taler as a means of payment. We are not guaranteeing that
|
||||
any seller is accepting Taler at all or a particular seller. The
|
||||
seller or recipient of deposits of electronic coins must specify the
|
||||
target account, as per the design of the Taler protocol. They are
|
||||
responsible for following the protocol and specifying the correct bank
|
||||
account, and are solely liable for any losses that may arise from
|
||||
specifying the wrong account. We will allow the government to link
|
||||
wire transfers to the underlying contract hash. It is the
|
||||
responsibility of recipients to preserve the full contracts and to pay
|
||||
whatever taxes and charges may be applicable. Technical issues may
|
||||
lead to situations where we are unable to make transfers at all or
|
||||
lead to incorrect transfers that cannot be reversed. We will only
|
||||
We will try to transfer funds that we receive from users to any legal
|
||||
recipient to the best of our ability and within the limitations of the
|
||||
law. However, the Services offered today are highly experimental and
|
||||
the set of recipients of funds is severely restricted. The Taler
|
||||
Wallet can be loaded by exchanging fiat or cryptocurrencies against
|
||||
electronic coins. We are providing this exchange service. Once your
|
||||
Taler Wallet is loaded with electronic coins they can be spent for
|
||||
purchases if the seller is accepting Taler as a means of payment. We
|
||||
are not guaranteeing that any seller is accepting Taler at all or a
|
||||
particular seller. The seller or recipient of deposits of electronic
|
||||
coins must specify the target account, as per the design of the Taler
|
||||
protocol. They are responsible for following the protocol and
|
||||
specifying the correct bank account, and are solely liable for any
|
||||
losses that may arise from specifying the wrong account. We may allow
|
||||
the government to link wire transfers to the underlying contract hash.
|
||||
It is the responsibility of recipients to preserve the full contracts
|
||||
and to pay whatever taxes and charges may be applicable. Technical
|
||||
issues may lead to situations where we are unable to make transfers at
|
||||
all or lead to incorrect transfers that cannot be reversed. We may
|
||||
refuse to execute transfers if the transfers are prohibited by a
|
||||
competent legal authority and we are ordered to do so.
|
||||
|
||||
@ -306,7 +318,7 @@ No matter where you’re located, the laws of Switzerland will govern
|
||||
these Terms. If any provisions of these Terms are inconsistent with
|
||||
any applicable law, those provisions will be superseded or modified
|
||||
only to the extent such provisions are inconsistent. The parties agree
|
||||
to submit to the ordinary courts in Zurich, Switzerland for exclusive
|
||||
to submit to the ordinary courts in Bern, Switzerland for exclusive
|
||||
jurisdiction of any dispute arising out of or related to your use of
|
||||
the Services or your breach of these Terms.
|
||||
|
||||
|
@ -1,14 +1,24 @@
|
||||
<?xml version="1.0" encoding="utf-8"?>
|
||||
<!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd">
|
||||
<!-- Generated by Docutils 0.16 -->
|
||||
<document source="/research/taler/exchange/contrib/tos/tos.rst">
|
||||
<document source="/home/grothoff/research/taler/exchange/contrib/tos/tos.rst">
|
||||
<section ids="terms-of-service" names="terms\ of\ service">
|
||||
<title>Terms Of Service</title>
|
||||
<paragraph>Last Updated: 12.4.2019</paragraph>
|
||||
<paragraph>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
|
||||
<paragraph>Last Updated: 09.06.2022</paragraph>
|
||||
<paragraph>Welcome! The ICE research center of the Bern University of Applied Sciences
|
||||
in Switzerland (“we,” “our,” or “us”) provides an experimental payment service
|
||||
through our Internet presence (collectively the “Services”). Before using our
|
||||
Services, please read the Terms of Service (the “Terms” or the “Agreement”)
|
||||
carefully.</paragraph>
|
||||
<section ids="this-is-research" names="this\ is\ research">
|
||||
<title>This is research</title>
|
||||
<paragraph>This is a research experiment. Any funds wired to our Bitcoin address are
|
||||
considered a donation to our research group. We may use them to enable
|
||||
payments following the GNU Taler protocol, or simply keep them at our
|
||||
discretion. The service is experimental and may also be discontinued at
|
||||
any time, in which case all remaining funds will definitively be kept by
|
||||
the research group.</paragraph>
|
||||
</section>
|
||||
<section ids="overview" names="overview">
|
||||
<title>Overview</title>
|
||||
<paragraph>This section provides a brief summary of the highlights of this
|
||||
@ -28,10 +38,12 @@
|
||||
your private information are your problem.</paragraph>
|
||||
</list_item>
|
||||
<list_item>
|
||||
<paragraph>We will try to transfer funds we hold in escrow for our users to any legal
|
||||
<paragraph>We may transfer funds we receive from our users to any legal
|
||||
recipient to the best of our ability within the limitations of the law and
|
||||
our implementation. However, the Services offered today are highly
|
||||
experimental and the set of recipients of funds is severely restricted.</paragraph>
|
||||
experimental and the set of recipients of funds is severely restricted.
|
||||
Again, we stress this is a research experiment and technically all funds
|
||||
held by the exchange are owned by the research group of the university.</paragraph>
|
||||
</list_item>
|
||||
<list_item>
|
||||
<paragraph>For our Services, we may charge transaction fees. The specific fee structure
|
||||
@ -45,8 +57,8 @@
|
||||
</list_item>
|
||||
<list_item>
|
||||
<paragraph>We cannot be held accountable for our Services not being available due to
|
||||
circumstances beyond our control. If we modify or terminate our services,
|
||||
we will try to give you the opportunity to recover your funds. However,
|
||||
any circumstances. If we modify or terminate our services,
|
||||
we may give you the opportunity to recover your funds. However,
|
||||
given the experimental state of the Services today, this may not be
|
||||
possible. You are strongly advised to limit your use of the Service
|
||||
to small-scale experiments expecting total loss of all funds.</paragraph>
|
||||
@ -56,7 +68,7 @@
|
||||
<paragraph>These terms outline approved uses of our Services. The Services and these
|
||||
Terms are still at an experimental stage. If you have any questions or
|
||||
comments related to this Agreement, please send us a message to
|
||||
<reference refuri="mailto:legal@taler-systems.com">legal@taler-systems.com</reference>. If you do not agree to this Agreement, you must not
|
||||
<reference refuri="mailto:ice@bfh.ch">ice@bfh.ch</reference>. If you do not agree to this Agreement, you must not
|
||||
use our Services.</paragraph>
|
||||
</section>
|
||||
</section>
|
||||
@ -76,26 +88,26 @@
|
||||
</section>
|
||||
<section ids="services" names="services">
|
||||
<title>Services</title>
|
||||
<paragraph>We will try to transfer funds that we hold in escrow for our users to any
|
||||
legal recipient to the best of our ability and within the limitations of the
|
||||
law and our implementation. However, the Services offered today are highly
|
||||
experimental and the set of recipients of funds is severely restricted. The
|
||||
Taler Wallet can be loaded by exchanging fiat currencies against electronic
|
||||
coins. We are providing this exchange service. Once your Taler Wallet is
|
||||
loaded with electronic coins they can be spent for purchases if the seller is
|
||||
accepting Taler as a means of payment. We are not guaranteeing that any seller
|
||||
is accepting Taler at all or a particular seller. The seller or recipient of
|
||||
<paragraph>We will try to transfer funds that we receive from users to any legal
|
||||
recipient to the best of our ability and within the limitations of the
|
||||
law. However, the Services offered today are highly experimental and the set
|
||||
of recipients of funds is severely restricted. The Taler Wallet can be loaded
|
||||
by exchanging fiat or cryptocurrencies against electronic coins. We are
|
||||
providing this exchange service. Once your Taler Wallet is loaded with
|
||||
electronic coins they can be spent for purchases if the seller is accepting
|
||||
Taler as a means of payment. We are not guaranteeing that any seller is
|
||||
accepting Taler at all or a particular seller. The seller or recipient of
|
||||
deposits of electronic coins must specify the target account, as per the
|
||||
design of the Taler protocol. They are responsible for following the protocol
|
||||
and specifying the correct bank account, and are solely liable for any losses
|
||||
that may arise from specifying the wrong account. We will allow the government
|
||||
that may arise from specifying the wrong account. We may allow the government
|
||||
to link wire transfers to the underlying contract hash. It is the
|
||||
responsibility of recipients to preserve the full contracts and to pay
|
||||
whatever taxes and charges may be applicable. Technical issues may lead to
|
||||
situations where we are unable to make transfers at all or lead to incorrect
|
||||
transfers that cannot be reversed. We will only refuse to execute transfers if
|
||||
the transfers are prohibited by a competent legal authority and we are ordered
|
||||
to do so.</paragraph>
|
||||
transfers that cannot be reversed. We may refuse to execute transfers if the
|
||||
transfers are prohibited by a competent legal authority and we are ordered to
|
||||
do so.</paragraph>
|
||||
<paragraph>When using our Services, you agree to not take any action that intentionally
|
||||
imposes an unreasonable load on our infrastructure. If you find security
|
||||
problems in our Services, you agree to first report them to
|
||||
@ -283,7 +295,7 @@
|
||||
Terms. If any provisions of these Terms are inconsistent with any applicable
|
||||
law, those provisions will be superseded or modified only to the extent such
|
||||
provisions are inconsistent. The parties agree to submit to the ordinary
|
||||
courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
|
||||
courts in Bern, Switzerland for exclusive jurisdiction of any dispute
|
||||
arising out of or related to your use of the Services or your breach of these
|
||||
Terms.</paragraph>
|
||||
<paragraph>Our failure to exercise or delay in exercising any right, power, or privilege
|
||||
|
@ -22,6 +22,7 @@ sql_DATA = \
|
||||
shard-0000.sql \
|
||||
shard-0001.sql \
|
||||
shard-drop0001.sql \
|
||||
common0001.sql \
|
||||
drop0001.sql
|
||||
|
||||
BUILT_SOURCES = \
|
||||
|
@ -538,11 +538,9 @@ EXTRA_DIST = \
|
||||
test_exchange_api_home/.config/taler/account-2.json \
|
||||
test_exchange_api_home/.local/share/taler/exchange-offline/master.priv \
|
||||
test_exchange_api_home/.local/share/taler/exchange/offline-keys/master.priv \
|
||||
test_exchange_api_home/.local/share/taler/exchange/wirefees/x-taler-bank.fee \
|
||||
test_exchange_api_keys_cherry_picking_home/.config/taler/x-taler-bank.json \
|
||||
test_exchange_api_keys_cherry_picking_home/.local/share/taler/exchange-offline/master.priv \
|
||||
test_exchange_api_keys_cherry_picking_home/.local/share/taler/exchange/offline-keys/master.priv \
|
||||
test_exchange_api_keys_cherry_picking_home/.local/share/taler/exchange/wirefees/x-taler-bank.fee \
|
||||
test_exchange_api-cs.conf \
|
||||
test_exchange_api-rsa.conf \
|
||||
test_exchange_api_twisted-cs.conf \
|
||||
@ -554,7 +552,6 @@ EXTRA_DIST = \
|
||||
test_taler_exchange_httpd_home/.config/taler/account-1.json \
|
||||
test_taler_exchange_httpd_home/.local/share/taler/exchange-offline/master.priv \
|
||||
test_taler_exchange_httpd_home/.local/share/taler/exchange/offline-keys/master.priv \
|
||||
test_taler_exchange_httpd_home/.local/share/taler/exchange/wirefees/x-taler-bank.fee \
|
||||
test-taler-exchange-aggregator-postgres.conf \
|
||||
test-taler-exchange-wirewatch-postgres.conf \
|
||||
test_kyc_api.conf
|
||||
|
Loading…
Reference in New Issue
Block a user