diff --git a/src/wire/payto.c b/src/wire/payto.c
index 2b5caf32c..8c62d86ee 100644
--- a/src/wire/payto.c
+++ b/src/wire/payto.c
@@ -489,8 +489,8 @@ parse_payto_x_taler_bank (const char *account_url,
            "https://%s",
            r_account->details.x_taler_bank.hostname));
     }
+    r_account->type = TALER_PAC_X_TALER_BANK;
   }
-  r_account->type = TALER_PAC_X_TALER_BANK;
   return TALER_EC_NONE;
 }