diff --git a/src/exchange/taler-exchange-aggregator.c b/src/exchange/taler-exchange-aggregator.c
index af3e111dd..d196ff268 100644
--- a/src/exchange/taler-exchange-aggregator.c
+++ b/src/exchange/taler-exchange-aggregator.c
@@ -582,6 +582,8 @@ aml_satisfied (struct AggregationUnit *au_active)
 {
   enum GNUNET_DB_QueryStatus qs;
   struct TALER_Amount total;
+  struct TALER_Amount threshold;
+  enum TALER_AmlDecisionState decision;
 
   total = au_active->final_amount;
   qs = db_plugin->select_aggregation_amounts_for_kyc_check (
@@ -596,20 +598,48 @@ aml_satisfied (struct AggregationUnit *au_active)
     GNUNET_break (GNUNET_DB_STATUS_SOFT_ERROR == qs);
     return false;
   }
-  if (0 >= TALER_amount_cmp (&total,
-                             &aml_threshold))
-  {
-    /* total <= aml_threshold, do nothing */
-    return true;
-  }
-  qs = db_plugin->trigger_aml_process (db_plugin->cls,
-                                       &au_active->h_payto,
-                                       &total);
+  qs = db_plugin->select_aml_threshold (db_plugin->cls,
+                                        &au_active->h_payto,
+                                        &decision,
+                                        &threshold);
   if (qs < 0)
   {
     GNUNET_break (GNUNET_DB_STATUS_SOFT_ERROR == qs);
     return false;
   }
+  if (GNUNET_DB_STATUS_SUCCESS_NO_RESULTS == qs)
+  {
+    threshold = aml_threshold; /* use default */
+    decision = TALER_AML_NORMAL;
+  }
+  switch (decision)
+  {
+  case TALER_AML_NORMAL:
+    if (0 >= TALER_amount_cmp (&total,
+                               &threshold))
+    {
+      /* total <= threshold, do nothing */
+      return true;
+    }
+    qs = db_plugin->trigger_aml_process (db_plugin->cls,
+                                         &au_active->h_payto,
+                                         &total);
+    if (qs < 0)
+    {
+      GNUNET_break (GNUNET_DB_STATUS_SOFT_ERROR == qs);
+      return false;
+    }
+    return false;
+  case TALER_AML_PENDING:
+    GNUNET_log (GNUNET_ERROR_TYPE_INFO,
+                "AML already pending, doing nothing\n");
+    return false;
+  case TALER_AML_FROZEN:
+    GNUNET_log (GNUNET_ERROR_TYPE_INFO,
+                "Account frozen, doing nothing\n");
+    return false;
+  }
+  GNUNET_assert (0);
   return false;
 }
 
diff --git a/src/exchangedb/Makefile.am b/src/exchangedb/Makefile.am
index 71c058c13..98e9bd90d 100644
--- a/src/exchangedb/Makefile.am
+++ b/src/exchangedb/Makefile.am
@@ -96,6 +96,7 @@ libtaler_plugin_exchangedb_postgres_la_SOURCES = \
   pg_get_drain_profit.h pg_get_drain_profit.c \
   pg_get_purse_deposit.h pg_get_purse_deposit.c \
   pg_insert_contract.h pg_insert_contract.c \
+  pg_select_aml_threshold.h pg_select_aml_threshold.c \
   pg_select_contract.h pg_select_contract.c \
   pg_select_purse_merge.h pg_select_purse_merge.c \
   pg_select_contract_by_purse.h pg_select_contract_by_purse.c \
diff --git a/src/exchangedb/pg_select_aml_threshold.c b/src/exchangedb/pg_select_aml_threshold.c
new file mode 100644
index 000000000..723524adf
--- /dev/null
+++ b/src/exchangedb/pg_select_aml_threshold.c
@@ -0,0 +1,64 @@
+/*
+   This file is part of TALER
+   Copyright (C) 2023 Taler Systems SA
+
+   TALER is free software; you can redistribute it and/or modify it under the
+   terms of the GNU General Public License as published by the Free Software
+   Foundation; either version 3, or (at your option) any later version.
+
+   TALER is distributed in the hope that it will be useful, but WITHOUT ANY
+   WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR
+   A PARTICULAR PURPOSE.  See the GNU General Public License for more details.
+
+   You should have received a copy of the GNU General Public License along with
+   TALER; see the file COPYING.  If not, see <http://www.gnu.org/licenses/>
+ */
+/**
+ * @file exchangedb/pg_select_aml_threshold.c
+ * @brief Implementation of the select_aml_threshold function for Postgres
+ * @author Christian Grothoff
+ */
+#include "platform.h"
+#include "taler_error_codes.h"
+#include "taler_dbevents.h"
+#include "taler_pq_lib.h"
+#include "pg_select_aml_threshold.h"
+#include "pg_helper.h"
+
+
+enum GNUNET_DB_QueryStatus
+TEH_PG_select_aml_threshold (
+  void *cls,
+  const struct TALER_PaytoHashP *h_payto,
+  enum TALER_AmlDecisionState *decision,
+  struct TALER_Amount *threshold)
+{
+  struct PostgresClosure *pg = cls;
+  struct GNUNET_PQ_QueryParam params[] = {
+    GNUNET_PQ_query_param_auto_from_type (h_payto),
+    GNUNET_PQ_query_param_end
+  };
+  uint32_t status32 = TALER_AML_NORMAL;
+  struct GNUNET_PQ_ResultSpec rs[] = {
+    TALER_PQ_RESULT_SPEC_AMOUNT ("threshold",
+                                 &threshold),
+    GNUNET_PQ_result_spec_uint32 ("status",
+                                  &status32),
+    GNUNET_PQ_result_spec_end
+  };
+  enum GNUNET_DB_QueryStatus qs;
+
+  PREPARE (pg,
+           "select_aml_threshold",
+           "SELECT"
+           " threshold_val"
+           ",threshold_frac"
+           " FROM aml_status"
+           " WHERE h_payto=$1;");
+  qs = GNUNET_PQ_eval_prepared_singleton_select (pg->conn,
+                                                 "select_aml_threshold",
+                                                 params,
+                                                 rs);
+  *decision = (enum TALER_AmlDecisionState) status32;
+  return qs;
+}
diff --git a/src/exchangedb/pg_select_aml_threshold.h b/src/exchangedb/pg_select_aml_threshold.h
new file mode 100644
index 000000000..618eb1c75
--- /dev/null
+++ b/src/exchangedb/pg_select_aml_threshold.h
@@ -0,0 +1,46 @@
+/*
+   This file is part of TALER
+   Copyright (C) 2023 Taler Systems SA
+
+   TALER is free software; you can redistribute it and/or modify it under the
+   terms of the GNU General Public License as published by the Free Software
+   Foundation; either version 3, or (at your option) any later version.
+
+   TALER is distributed in the hope that it will be useful, but WITHOUT ANY
+   WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR
+   A PARTICULAR PURPOSE.  See the GNU General Public License for more details.
+
+   You should have received a copy of the GNU General Public License along with
+   TALER; see the file COPYING.  If not, see <http://www.gnu.org/licenses/>
+ */
+/**
+ * @file exchangedb/pg_select_aml_threshold.h
+ * @brief implementation of the select_aml_threshold function for Postgres
+ * @author Christian Grothoff
+ */
+#ifndef PG_SELECT_AML_THRESHOLD_H
+#define PG_SELECT_AML_THRESHOLD_H
+
+#include "taler_util.h"
+#include "taler_json_lib.h"
+#include "taler_exchangedb_plugin.h"
+
+
+/**
+ * Obtain the current AML threshold set for an account.
+ *
+ * @param cls closure
+ * @param h_payto account for which the AML threshold is stored
+ * @param[out] decision set to current AML decision
+ * @param[out] threshold set to the existing threshold
+ * @return database transaction status, 0 if no threshold was set
+ */
+enum GNUNET_DB_QueryStatus
+TEH_PG_select_aml_threshold (
+  void *cls,
+  const struct TALER_PaytoHashP *h_payto,
+  enum TALER_AmlDecisionState *decision,
+  struct TALER_Amount *threshold);
+
+
+#endif
diff --git a/src/exchangedb/plugin_exchangedb_postgres.c b/src/exchangedb/plugin_exchangedb_postgres.c
index b201ef554..bbf061258 100644
--- a/src/exchangedb/plugin_exchangedb_postgres.c
+++ b/src/exchangedb/plugin_exchangedb_postgres.c
@@ -51,6 +51,7 @@
 #include "pg_lookup_records_by_table.h"
 #include "pg_lookup_serial_by_table.h"
 #include "pg_select_account_merges_above_serial_id.h"
+#include "pg_select_aml_threshold.h"
 #include "pg_select_all_purse_decisions_above_serial_id.h"
 #include "pg_select_purse.h"
 #include "pg_select_purse_deposits_above_serial_id.h"
@@ -451,6 +452,8 @@ libtaler_plugin_exchangedb_postgres_init (void *cls)
     = &TEH_PG_select_account_merges_above_serial_id;
   plugin->select_all_purse_decisions_above_serial_id
     = &TEH_PG_select_all_purse_decisions_above_serial_id;
+  plugin->select_aml_threshold
+    = &TEH_PG_select_aml_threshold;
   plugin->select_purse
     = &TEH_PG_select_purse;
   plugin->select_purse_deposits_above_serial_id
diff --git a/src/include/taler_exchangedb_plugin.h b/src/include/taler_exchangedb_plugin.h
index 50a5c0efe..125254612 100644
--- a/src/include/taler_exchangedb_plugin.h
+++ b/src/include/taler_exchangedb_plugin.h
@@ -6605,6 +6605,23 @@ struct TALER_EXCHANGEDB_Plugin
     struct GNUNET_TIME_Absolute *last_change);
 
 
+  /**
+   * Obtain the current AML threshold set for an account.
+   *
+   * @param cls closure
+   * @param h_payto account for which the AML threshold is stored
+   * @param[out] decision set to current AML decision
+   * @param[out] threshold set to the existing threshold
+   * @return database transaction status, 0 if no threshold was set
+   */
+  enum GNUNET_DB_QueryStatus
+  (*select_aml_threshold)(
+    void *cls,
+    const struct TALER_PaytoHashP *h_payto,
+    enum TALER_AmlDecisionState *decision,
+    struct TALER_Amount *threshold);
+
+
   /**
    * Trigger AML process, an account has crossed the threshold. Inserts or
    * updates the AML status.