94 lines
4.2 KiB
TeX
94 lines
4.2 KiB
TeX
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\section{KYB process} \label{sec:proc:kyb}
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\begin{figure}[h!]
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\begin{sequencediagram}
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\newinst{merchant}{\shortstack{Merchant \\
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\\ \begin{tikzpicture}
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\node [fill=gray!20,draw=black,thick,align=center] { Unique \\ Action};
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\end{tikzpicture}
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}}
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\newinst[2]{exchange}{\shortstack{Taler (exchange) \\
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\\ \begin{tikzpicture}[shape aspect=.5]
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\tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}}
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\node at (1.5,0) {\shortstack{{{\tiny Database}}}};
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\end{tikzpicture}
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}}
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\newinst[2]{kyc}{\shortstack{KYB provider \\
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\\ \begin{tikzpicture}[shape aspect=.5]
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\tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}}
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\node at (1.5,0) {\shortstack{{{\tiny Database}}}};
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\end{tikzpicture}
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}}
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\postlevel
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\mess[0]{merchant}{{Initial action}}{exchange}
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\begin{callself}{exchange}{Establish KYB requirement}{}
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\end{callself}
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\mess[0]{exchange}{Request new KYB process}{kyb}
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\mess[0]{kyb}{{Process identifier (PI)}}{exchange}
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\mess[0]{exchange}{{KYB required (PI)}}{merchant}
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\mess[0]{merchant}{{KYB start (PI)}}{kyb}
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\mess[0]{kyb}{{Request identity documentation}}{merchant}
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\mess[0]{merchant}{{Upload identity documentation}}{kyb}
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\begin{callself}{kyb}{Validate documentation}{}
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\end{callself}
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\mess[0]{kyb}{{Share documentation (PI)}}{exchange}
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\mess[0]{kyb}{{Confirm completion}}{merchant}
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\mess[0]{merchant}{{Retry action}}{exchange}
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\end{sequencediagram}
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\caption{Deposit interactions between customer, Taler exchange (payment
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service provider) and external KYB provider. The process can be
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triggered by various {\em actions} described in Chapter~\ref{chap:triggers}.}
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\label{fig:proc:kyb}
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\end{figure}
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At the beginning of the KYB process, the user needs to specify whether they
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are an {\bf individual} (not incorporated) or a {\bf business}. This then
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determines which types of attributes are collected in the KYB process
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(Table~\ref{table:proc:kyb:individual} vs. Table~\ref{table:proc:kyb:business}).
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\begin{table}
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\caption{Information collected for unincorporated individuals}
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\label{table:proc:kyb:individual}
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\begin{center}
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\begin{tabular}{l|c|r}
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{\bf Type} & {\bf Required} & {\bf Example} \\ \hline \hline
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Surname & yes & Mustermann \\
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First name(s) & yes & Max \\
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Date of birth & yes & 1.1.1980 \\
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Nationality & yes & Swiss \\
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Actual address of domicile & yes & Seestrasse 3, 8008 Zuerich \\
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Phone number & no & +41-123456789 \\
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E-mail & no & me@example.com \\
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Identification document & yes & JPG image \\
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Taxpayer identification & yes & ZPV Nr. 253'123'456 \\
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\end{tabular}
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\end{center}
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\end{table}
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\begin{table}
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\caption{Information collected for businesses. Information on individals is
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collected for owners with more than 25\% ownership and for those with
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signature authority for the business.}
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\label{table:proc:kyb:business}
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\begin{center}
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\begin{tabular}{l|c|r}
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{\bf Type} & {\bf Required} & {\bf Example} \\ \hline \hline
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Company name & yes & Mega AG \\
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Registered office & yes & Seestrasse 4, 8008 Zuerich \\
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Company identification document & yes & PDF file \\
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Power of attorney arrangement & yes & PDF file \\
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Business registration number & yes & \\
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Business registration document & yes & PDF file \\
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Registration authority & yes & \\ \hline
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Contact person name & yes & Max Mustermann \\
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Identification document & yes & JPG image \\
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Date of birth & yes & 1.1.1980 \\
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Nationality & yes & Swiss \\
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E-mail & yes & me@example.com \\
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Phone number & no & +41-123456789 \\
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\end{tabular}
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\end{center}
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\end{table}
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