238 lines
9.8 KiB
Markdown
238 lines
9.8 KiB
Markdown
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Privacy Policy
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**************
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Last Updated: 11.12.2019
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This Privacy Policy describes the policies and procedures of Taler
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Systems SA (“we,” “our,” or “us”) pertaining to the collection, use,
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and disclosure of your information on our sites and related mobile
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applications and products we offer (the “Services” or “Taler Wallet”).
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This Privacy Statement applies to your personal data when you use our
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Services, and does not apply to online websites or services that we do
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not own or control.
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Overview
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========
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Your privacy is important to us. We follow a few fundamental
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principles: We don’t ask you for personally identifiable information
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(defined below). That being said, your contact information, such as
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your phone number, social media handle, or email address (depending on
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how you contact us), may be collected when you communicate with us,
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for example to report a bug or other error related to the Taler
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Wallet. We don’t share your information with third parties except when
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strictly required to deliver you our Services and products, or to
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comply with the law. If you have any questions or concerns about this
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policy, please reach out to us at privacy@taler-systems.net.
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How you accept this policy
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==========================
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By using our Services or visiting our sites, you agree to the use,
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disclosure, and procedures outlined in this Privacy Policy.
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What personal information do we collect from our users?
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=======================================================
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The information we collect from you falls into two categories: (i)
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personally identifiable information (i.e., data that could potentially
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identify you as an individual) (“Personal Information”), and (ii) non-
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personally identifiable information (i.e., information that cannot be
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used to identify who you are) (“Non-Personal Information”). This
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Privacy Policy covers both categories and will tell you how we might
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collect and use each type.
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We do our best to not collect any Personal Information from Taler
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Wallet users. We believe that the Taler Wallet never transmits
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personal information to our services without at least clear implied
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consent, and we only process and retain information with a strict
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business need. That being said, when using our Services, we inherently
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have to collect the following information:
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* Bank account details necessary when receiving funds from you to
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top-up your wallet or to transfer funds to you when you are being
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paid via Taler. At the current experimental stage, only the
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pseudonym and password you entered in the bank demonstrator is
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stored.
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* The amounts being withdrawn or deposited, with associated unique
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transaction identifiers and cryptographic signatures authorizing
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the transaction. Note that for purchases, we cannot identify the
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buyer from the collected data, so when you spend money, we only
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receive non-personal information.
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* When you contact us. We may collect certain information if you
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choose to contact us, for example to report a bug or other error
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with the Taler Wallet. This may include contact information such
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as your name, email address or phone number depending on the
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method you choose to contact us.
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How we collect and process information
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======================================
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We may process your information for the following reasons:
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* to transfer money as specified by our users (Taler transactions);
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* to assist government entities in linking income to the underlying
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contract as required by law and local regulations
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* to support you using the Taler Wallet or to improve our Services
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How we share and use the information we gather
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==============================================
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We may share your Personal Data or other information about you only if
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you are a merchant receiving income, with your bank, to the degree
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necessary to execute the payment.
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We retain Personal Data to transfer funds to the accounts designated
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by our users. We may retain Personal Data only for as long as mandated
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by law and required for the wire transfers.
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We primarily use the limited information we receive directly from you
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to enhance the Taler Wallet. Some ways we may use your Personal
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Information are to: Contact you when necessary to respond to your
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comments, answer your questions, or obtain additional information on
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issues related to bugs or errors with the Taler Wallet that you
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reported.
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Agents or third party partners
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==============================
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We may provide your Personal Information to our employees,
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contractors, agents, service providers, and designees (“Agents”) to
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enable them to perform certain services for us exclusively, including:
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improvement and maintenance of our software and Services.
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Protection of us and others
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===========================
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We reserve the right to access, read, preserve, and disclose any
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information that we reasonably believe is necessary to comply with the
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law or a court order.
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What personal information can I access or change?
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=================================================
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You can request access to the information we have collected from you.
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You can do this by contacting us at privacy@taler-systems.net. We will
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make sure to provide you with a copy of the data we process about you.
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To comply with your request, we may ask you to verify your identity.
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We will fulfill your request by sending your copy electronically. For
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any subsequent access request, we may charge you with an
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administrative fee. If you believe that the information we have
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collected is incorrect, you are welcome to contact us so we can update
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it and keep your data accurate. Any data that is no longer needed for
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purposes specified in the “How We Use the Information We Gather”
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section will be deleted after ninety (90) days.
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What are your data protection rights?
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Anastasis would like to make sure you are fully aware of all of your
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data protection rights. Every user is entitled to the following:
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**The right to access**: You have the right to request Anastasis for
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copies of your personal data. We may charge you a small fee for
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this service.
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**The right to rectification**: You have the right to request that
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Anastasis correct any information you believe is inaccurate. You also
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have the right to request Anastasis to complete information you
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believe is incomplete. The right to erasure - You have the right to
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request that Anastasis erase your personal data, under certain
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conditions.
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**The right to restrict processing**: You have the right to request
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that Anastasis restrict the processing of your personal data, under
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certain conditions.
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**The right to object to processing**: You have the right to object to
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Anastasis's processing of your personal data, under certain
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conditions.
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**The right to data portability**: You have the right to request that
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Anastasis transfer the data that we have collected to another
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organization, or directly to you, under certain conditions.
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If you make a request, we have one month to respond to you. If you
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would like to exercise any of these rights, please contact us at our
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email: privacy@taler-systems.com
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You can always contact your local data protection authority to enforce
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your rights.
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Data retention
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If you uninstall the Taler Wallet mobile applications from your
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device, or request that your information be deleted, we still may
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retain some information that you have provided to us to maintain the
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Taler Wallet or to comply with relevant laws.
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Data security
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=============
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We are committed to making sure your information is protected. We
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employ several physical and electronic safeguards to keep your
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information safe, including encrypted user passwords, two factor
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verification and authentication on passwords where possible, and
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securing connections with industry standard transport layer security.
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You are also welcome to contact us using GnuPG encrypted e-mail. Even
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with all these precautions, we cannot fully guarantee against the
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access, disclosure, alteration, or deletion of data through events,
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including but not limited to hardware or software failure or
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unauthorized use. Any information that you provide to us is done so
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entirely at your own risk.
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Changes and updates to privacy policy
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=====================================
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We reserve the right to update and revise this privacy policy at any
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time. We occasionally review this Privacy Policy to make sure it
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complies with applicable laws and conforms to changes in our business.
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We may need to update this Privacy Policy, and we reserve the right to
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do so at any time. If we do revise this Privacy Policy, we will update
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the “Effective Date” at the bottom of this page so that you can tell
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if it has changed since your last visit. As we generally do not
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collect contact information and also do not track your visits, we will
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not be able to notify you directly. However, the Taler Wallet may
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inform you about a change in the privacy policy once it detects that
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the policy has changed. Please review this Privacy Policy regularly to
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ensure that you are aware of its terms. Any use of our Services after
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an amendment to our Privacy Policy constitutes your acceptance to the
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revised or amended agreement.
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International users and visitors
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================================
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Our Services are hosted in Switzerland. If you are a user accessing
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the Services from the European Union, Asia, US, or any other region
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with laws or regulations governing personal data collection, use, and
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disclosure that differ from Swiss laws, please be advised that through
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your continued use of the Services, which is governed by Swiss law,
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you are transferring your Personal Information to Switzerland and you
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consent to that transfer.
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Questions
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=========
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Please contact us at privacy@taler-systems.net if you have questions
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about our privacy practices that are not addressed in this Privacy
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Statement.
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