From a8b3f0eb4ea6c7b438a4081fe9a91b38ac60b07d Mon Sep 17 00:00:00 2001 From: Christian Grothoff Date: Sun, 2 Jul 2023 14:33:59 +0200 Subject: work on regulator text --- doc/flows/kyc-push.tex | 9 ++++++--- 1 file changed, 6 insertions(+), 3 deletions(-) (limited to 'doc/flows/kyc-push.tex') diff --git a/doc/flows/kyc-push.tex b/doc/flows/kyc-push.tex index 45811546..a42318f8 100644 --- a/doc/flows/kyc-push.tex +++ b/doc/flows/kyc-push.tex @@ -74,8 +74,11 @@ \begin{tabular}{l|l|r} {\bf Setting} & {\bf Type} & {\bf Value} \\ \hline \hline Permitted phone numbers & Dialing prefix & {\em +41} \\ - P2P KYC threshold & Amount/month & {\em 5000 CHF} \\ - P2P KYC threshold & Amount/year & {\em 15000 CHF} \\ - Default P2P AML threshold & Amount & {\em 1000 CHF} \\ + P2P KYC threshold & Amount/month & {\em 1000 CHF} \\ + P2P KYC threshold & Amount/year & {\em 5000 CHF} \\ + Default P2P AML threshold & Amount/month & {\em 2500 CHF} \\ \end{tabular} \end{table} + +The P2P KYC thresholds of 1'000 \CURRENCY{} per month and than 5'000 +\CURRENCY{} per year ensure compliance with article 49-2c. -- cgit v1.2.3 From 2d5f0a87e0e336c6888adf878ae21613c384f89e Mon Sep 17 00:00:00 2001 From: Christian Grothoff Date: Sun, 2 Jul 2023 14:57:48 +0200 Subject: fix build --- doc/flows/int-pull.tex | 2 +- doc/flows/int-push.tex | 2 +- doc/flows/kyc-pull.tex | 2 +- doc/flows/kyc-push.tex | 2 +- doc/flows/main.de.tex | 10 +++++----- doc/flows/main.tex | 3 +++ doc/flows/proc-kyb.tex | 2 +- 7 files changed, 13 insertions(+), 10 deletions(-) (limited to 'doc/flows/kyc-push.tex') diff --git a/doc/flows/int-pull.tex b/doc/flows/int-pull.tex index 8c9b66b1..1503ec0b 100644 --- a/doc/flows/int-pull.tex +++ b/doc/flows/int-pull.tex @@ -1,4 +1,4 @@ -\section{Pull payment (aka invoicing)} +\section{Pull payment (aka invoicing)} \label{sec:pull} \begin{figure}[h!] \begin{sequencediagram} diff --git a/doc/flows/int-push.tex b/doc/flows/int-push.tex index fd49e8d4..0d95d2df 100644 --- a/doc/flows/int-push.tex +++ b/doc/flows/int-push.tex @@ -1,4 +1,4 @@ -\section{Push payment} +\section{Push payment} \label{sec:push} \begin{figure}[h!] \begin{sequencediagram} diff --git a/doc/flows/kyc-pull.tex b/doc/flows/kyc-pull.tex index 57fcc3be..d131d130 100644 --- a/doc/flows/kyc-pull.tex +++ b/doc/flows/kyc-pull.tex @@ -1,4 +1,4 @@ -\section{KYC/AML: Pull Payment} +\section{KYC/AML: Pull Payment} \label{sec:kyc:pull} \begin{figure}[h!] \begin{center} diff --git a/doc/flows/kyc-push.tex b/doc/flows/kyc-push.tex index a42318f8..4cc09c18 100644 --- a/doc/flows/kyc-push.tex +++ b/doc/flows/kyc-push.tex @@ -1,4 +1,4 @@ -\section{KYC/AML: Push Payment} +\section{KYC/AML: Push Payment} \label{sec:kyc:push} \begin{figure}[h!] \begin{center} diff --git a/doc/flows/main.de.tex b/doc/flows/main.de.tex index 88fc3fac..5f224007 100644 --- a/doc/flows/main.de.tex +++ b/doc/flows/main.de.tex @@ -118,13 +118,13 @@ Das Taler-Bezahlsystem transferiert lediglich Gelder auf die bestehenden Bankkonten der Verk\"aufer, die f\"ur ihre G\"uterleistungen Zahlungen der Nutzer erhalten, f\"ur die bereits bei der \"Uberweisung von deren Kundenkonten eine KYC-Pr\"ufung erfolgte. Daher wird unseres Erachtens -der Betreiber eines Taler-Exchange keine Mittelherkunft verlangen bzw. +der Betreiber eines Taler-Exchange keine Mittelherkunft verlangen bzw. nachweisen m\"ussen -\footnote{Wenn Unternehmen das Taler-Bezahlsystem ihrerseits f\"ur -Zahlungen nutzen wollen, m\"ussen sie genauso wie alle anderen Nutzer -zuerst Geld von ihrem Bankkonto an einen Taler-Exchange \"uberweisen, +\footnote{Wenn Unternehmen das Taler-Bezahlsystem ihrerseits f\"ur +Zahlungen nutzen wollen, m\"ussen sie genauso wie alle anderen Nutzer +zuerst Geld von ihrem Bankkonto an einen Taler-Exchange \"uberweisen, eine KYC-Pr\"ufung absolvieren und dann ihr Wallet Coins abheben lassen. -F\"ur die gesch\"aftlichen K\"aufer gelten ebenfalls die Limits wie +F\"ur die gesch\"aftlichen K\"aufer gelten ebenfalls die Limits wie f\"ur alle anderen Nutzer.}. diff --git a/doc/flows/main.tex b/doc/flows/main.tex index 30d5fd3a..be7b884e 100644 --- a/doc/flows/main.tex +++ b/doc/flows/main.tex @@ -13,8 +13,11 @@ \author{Christian Grothoff} \title{Flows in the GNU Taler System} +\newcommand\CURRENCY{CHF} + \begin{document} +\maketitle \tableofcontents \chapter{Interactions} \label{chap:interactions} diff --git a/doc/flows/proc-kyb.tex b/doc/flows/proc-kyb.tex index fa63976f..d7cd6430 100644 --- a/doc/flows/proc-kyb.tex +++ b/doc/flows/proc-kyb.tex @@ -13,7 +13,7 @@ \node at (1.5,0) {\shortstack{{{\tiny Database}}}}; \end{tikzpicture} }} - \newinst[2]{kyc}{\shortstack{KYB provider \\ + \newinst[2]{kyb}{\shortstack{KYB provider \\ \\ \begin{tikzpicture}[shape aspect=.5] \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}} \node at (1.5,0) {\shortstack{{{\tiny Database}}}}; -- cgit v1.2.3 From 8d6bce26ad056fca1f097c66de62e01476157850 Mon Sep 17 00:00:00 2001 From: Christian Grothoff Date: Sun, 2 Jul 2023 15:22:28 +0200 Subject: clarify what happens on block --- doc/flows/kyc-deposit.tex | 4 ++-- doc/flows/kyc-pull.tex | 5 ++++- doc/flows/kyc-push.tex | 4 ++-- 3 files changed, 8 insertions(+), 5 deletions(-) (limited to 'doc/flows/kyc-push.tex') diff --git a/doc/flows/kyc-deposit.tex b/doc/flows/kyc-deposit.tex index b6345ad7..c2b2ff24 100644 --- a/doc/flows/kyc-deposit.tex +++ b/doc/flows/kyc-deposit.tex @@ -55,8 +55,8 @@ \end{tikzpicture} \end{center} \caption{Regulatory process when depositing digital cash into a bank - account. When the transfer is denied, the money is returned to the - originating wallet.} + account. When the transfer is denied, the money is held in escrow + until authorities authorize the transfer.} \end{figure} diff --git a/doc/flows/kyc-pull.tex b/doc/flows/kyc-pull.tex index d131d130..c89986ea 100644 --- a/doc/flows/kyc-pull.tex +++ b/doc/flows/kyc-pull.tex @@ -63,7 +63,10 @@ \end{center} \caption{Regulatory process when receiving payments from another wallet. The threshold depends on the risk profile from the KYC process. - When invoicing is denied the wallet cannot generate the invoice.} + When KYC thresholds would be passed, the receiving wallet cannot + generate a valid invoice until it has provided the KYC data. + When a transfer is denied by AML staff, the money is held in escrow + until authorities authorize the transfer.} \end{figure} diff --git a/doc/flows/kyc-push.tex b/doc/flows/kyc-push.tex index 4cc09c18..93a6fdaa 100644 --- a/doc/flows/kyc-push.tex +++ b/doc/flows/kyc-push.tex @@ -63,8 +63,8 @@ \end{center} \caption{Regulatory process when receiving payments from another wallet. The threshold depends on the risk profile from the KYC process. - When the transfer is denied the money is (eventually) returned to - the originating wallet.} + When the transfer is denied, the money is held in escrow + until authorities authorize the transfer.} \end{figure} -- cgit v1.2.3